You can get a loan after paying it back.

I have an installment car, which will be paid off in five months. Can I get a loan? Urgent?

As long as the car has a certain commercial value and can be bought and sold commercially, you can apply for a mortgage loan from the bank. If the car has not been returned, you can not directly borrow money. You can choose to operate the mortgage procedure, take the ownership of the carriage return, operate the loan, and then return the contributed money; Or use the repayment record to apply for a personal credit loan.

First of all, mortgage car to loan.

Maturity means that when the seller recovers the ownership of the vehicle that has been mortgaged to the bank or purchased by mortgage, the guarantee company will issue loans to the seller to repay the original mortgage/mortgage loan and redeem the vehicle registration certificate for transfer.

Pre-financing process:

1. The customer provides information, fills in the loan application form and submits the application;

2. The evaluation agency evaluates the vehicle;

3. The lender contacts the prepayment company;

3. The bank shall review the information and handle relevant formalities;

4. Redeem the car and release it;

5. Re-register the mortgage;

6. Restart repayment.

Two, the use of mortgage repayment records to apply for personal credit loans

Application conditions for mortgage auto credit loan:

1, a citizen of China who has a fixed residence in China and a fixed residence in a local town and has full capacity for civil conduct, 18-65 years old;

2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;

3. Abide by laws and regulations, and have no illegal acts and bad credit records;

4. Other conditions stipulated by the bank.

3. After the car loan is paid off, can I get another loan?

Can I get another loan after I pay off my car loan? If the car loan is repaid, you can transfer the loan: 1. If the loan is not repaid, you can apply for a car loan. In fact, there are many factors that determine whether an individual can still apply for a car loan, among which the applicant's credit record is the main one. How does an individual's credit record determine whether he can apply for a car loan? If he has a good credit record, he can apply for a car loan, otherwise he can't. 2. The repayment ability of the applicant. Whether the applicant can apply for a car loan again depends on the repayment ability of the applicant when the loan has not been paid off. If the applicant does not have sufficient repayment ability, he can no longer apply for a car loan; Therefore, you can apply for a loan to buy a car if you haven't repaid the loan, but only if the borrower has enough repayment ability and good credit record. @20 19