; ? Yuncheng is an important part of Shanxi's energy and heavy chemical industry base and a new industrial base in Shanxi Province. Many large groups set up factories in Yuncheng, and when they encounter capital turnover, they can use industrial plants as collateral. So, how long can Shanxi Yuncheng factory loan last? Next, let's take a look.

I. Loan Term of Yuncheng Factory Building in Shanxi Province

Refers to the loan that the business owner or legal person applies for with all the factories with clear property rights and strong liquidity as collateral. The loan term is relatively long, generally 5~ 10 years, depending on the lending institution and the loan products handled.

In addition to the long loan period, the amount of factory loans will be relatively high, up to 70% of the factory evaluation price.

Second, Shanxi Yuncheng factory loan conditions

Enterprises need to be formally registered in the industrial and commercial departments. Enterprises are mainly 18~60 years old, with Yuncheng local hukou or long-term residence permit, with good credit and no tax evasion. It is very important to provide relevant certification materials, mainly including the following contents:

1, enterprise business license, code certificate, tax registration certificate, company capital verification report, articles of association, enterprise ID card, enterprise loan card, financial statements, tax returns, tax payment vouchers, bank statements, etc.

2. Proof of loan use, such as clear production and operation plans, tax payment vouchers, purchase orders, etc.;

3. List of mortgaged workshops, proof of ownership and proof that the person with disposition right agrees to mortgage (pledge), etc.

After meeting these conditions, you can apply for a loan from a bank or a lending institution. It is suggested to compare several loans to find the most suitable channels and products.