The low mortgage loan amount of the certificate of land ownership in Harbin, Heilongjiang Province is that the mortgage loan amount of the rural contracted land management right does not exceed 60% of the mortgage evaluation value of the land management right recognized by the cooperative bank. According to relevant data, the loan amount per mu of land in rural areas is between 3000-/kloc-0.5 million yuan, the loan amount per mu of land in urban suburbs is between/kloc-0.3-4 million yuan, the loan amount in cities and central cities is between 50,000-50,000 yuan, and the loan amount in industrial and mining land, wasteland and desert land may be around 3,000 yuan. Of course, these are for your reference only, subject to the amount given by the bank after evaluation.