Not to mention, I have really heard this rumor. The general operation method is: some people claim to be intermediaries, small loan companies or bank collectors. They all say that banks have people who can package cars and real estate, and they can easily get large loans from banks, and then you can easily earn hundreds of thousands of dollars in the name of bad debts. All kinds of so-called "Hong Kong loans" and "fake cards" are similar. Searching on the Internet is full of this information:
But what I want to say is, think about it carefully, how can there be such a good thing? Whenever a pie falls from the sky, this kind of good thing hits your head and asks yourself if it is a scam!
Situation 1: Pure fraud.
Some people encounter that "packaging materials can get high loans" is just a loan scam, under the guise of getting you high loans. In fact, scammers keep an eye on your wallet, and they will make you pay various fees for various reasons before the loan is issued. You think you are one step away from success, and then the liar runs away.
Case 2: Only get 20% loan, but in the end you have to repay all the principal+interest.
Someone has met an intermediary who can get a loan by packaging personal information before. After the other party packed, the next payment amount was 10000, but the other party took 8000 handling fee and called it a "black account" without paying back the money. Banks can't help you! You earned this 20 thousand!
Later, I heard that because the loan materials are forged, the way to obtain the loan is illegal. Once the bank finds out, it may sue for "defrauding the loan", which is not only as simple as paying back the money, but also may face criminal punishment. Hearing this, Xiao Li quickly tried to make up the repayment and return it to the bank.
If you encounter this kind of "packaged personal information loan", don't believe it, you will be cheated if you are not careful!