Sign 4 copies of the loan contract. Do you need to get all the repayments back?

No.

After the loan is repaid, you need to go to the bank to issue a loan repayment certificate and get your collateral back. There is no need to withdraw the loan contract.

Loan means that banks, credit unions and other institutions lend money to units or individuals who use the money, and generally stipulate interest and repayment dates. I forgot to go to the bank to get the loan contract. Is there anything wrong?

I forgot to go to the bank to get the loan contract. The loan contract is very important to the borrower. If there is no loan contract, once a dispute arises, it will be difficult for the customer to protect his or her legitimate rights and interests without the contract as a basis.

If the user finds that the loan contract has been left in the bank and forgotten, he must go to the bank in time to retrieve the original. If it takes too long and the original cannot be found, you can also ask the bank to make a new copy, and then both parties will sign it again. Is the bank loan contract in the bank or is it held by myself?

Bank loan contracts are generally made in at least two copies, which means that the bank will have one copy and you will have one copy in your hand. If you sign a loan contract but don’t have it in your hands, be sure to ask the bank to get your copy back. It will have an impact if the loan contract is not obtained, because the contract is a voucher material, and if there is a dispute, the contract must be produced.

Therefore, if you do not get a contract, you cannot protect your legitimate rights and interests. After signing the loan contract, users must get a copy in their hands. Is it necessary to get the loan contract?

At the trial stage of the case, if you can get the loan contract, it is still necessary to get it to show during the court hearing

Because the loan contract is the best way to prove the existence of both parties. It is a loan relationship, and the original document is more probative than the photocopy. But if you really can't find the original of the loan contract, you can also get a copy to prove the issues that need to be proved. If the copies cannot be found, the case can still be won as long as there is a sufficient chain of evidence. According to the provisions of Article 70 of the Civil Procedure Law of the People's Republic of China, original documentary evidence must be submitted. The original physical evidence must be submitted. If it is really difficult to submit original documents or items, you can submit copies, photos, duplicates, or excerpts.

Legal Basis

Article 70 of the "Civil Procedure Law of the People's Republic of China (2017 Revision)" stipulates the best evidence rule and the original document must be submitted. The original physical evidence must be submitted. If it is really difficult to submit original documents or objects, you can submit copies, photos, duplicates, or excerpts. Submission of foreign documentation must be accompanied by a Chinese translation.