What's the difference between "discount loans from bus companies" and provident fund loans?
Similarities:
(1) Both of them need to be qualified for provident fund loans, and the maximum loan amount and term are calculated in the same way;
(2) The procedures, materials and processes handled by the two companies are basically the same, and they all implement "one-stop" services;
(3) Both of them can apply for portfolio loans when the loan amount they apply for cannot meet the needs of borrowers;
Difference:
(1) The specific amount and term of "discount loan for bus merchants" shall conform to the provisions of provident fund loans and commercial bank loans, and its interest rate shall be determined by the entrusted bank according to the provisions of commercial housing loans, and the provident fund center shall subsidize the interest difference between commercial housing loans and provident fund loans on a monthly basis as agreed;
(2) The "discount loan for public developers" is first provided in the urban area, and the handling place is temporarily designated in the urban business department of the Provident Fund Center (Changzhou Real Estate Center).
Today Sohu focuses on Changzhou real estate. At present, the implementation of discount loans of major banks in Changzhou is as follows:
(The above answers were published on 20 16- 12-08. Please refer to the actual situation for the current purchase policy. )
Comprehensive and timely real estate information, click to view.