1, the professional ethics of bank employees is very important! As you said, it is impossible to steal 99% of customers' money, because the risks far outweigh the benefits, and it is impossible for bank employees to make such principled mistakes.

2, the bank card is in your hand, even if others know the password, you need to copy your card if you want to steal funds. At present, except for criminal groups, formal units will not take such risks.

3. If the password of the card is changed, the loan deduction will not be affected. Please feel free to modify it.

4. Why do you want to deposit more than 1000 yuan every month? It should be related to the monthly repayment amount of your business loan. The bank is afraid that you will pay it back just right every month. When the system deducts the annual card fee and small account management fee, it will lead to insufficient loan deduction.

Personally, I think your worry is unnecessary. I really don't trust you to repay normally. Go to the bank to print your bank card after 3 months, and the transaction details will tell you everything.