How much running water is needed for the mortgage of 654.38 million +0.5 million, which is different due to the different credit scores of banks and individuals, and an exact figure cannot be given. Under normal circumstances, housing loans need to provide personal bank running records for 6- 12 months in a row to prove repayment ability and credit status. Banks will assess the repayment ability of loan applicants according to their personal income, expenditure and debts. Personal credit score is also a key factor, and a higher credit score helps to obtain more favorable loan conditions. If the applicant's personal credit is negatively affected, the loan application may not pass. In order to check risks, you can use personal credit inquiry tools such as Eagle Heart Quick Check to check your comprehensive credit score and whether there are overdue records, so as to find and solve potential problems in time.

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Personal credit score is an index to measure personal credit status, which reflects personal repayment ability and credit record. In China, the personal credit scoring system is maintained by credit reporting agencies, including the Credit Reporting Center of the People's Bank of China and the Credit Reporting Center of 100 banks. A higher personal credit score helps individuals get better services and conditions in the financial field, such as loans and credit cards. Therefore, it is very important to maintain good personal credit. Inquiring about your credit status in time can help you understand your credit level and avoid unnecessary risks.