How much is the interest on the real estate license loan?
First, the real estate license is the ownership certificate issued by the registration authority to a specific right holder after the ownership of a specific house is registered. The contents of the real estate license shall be consistent with the contents of the register. If you use a house as collateral, you must have a real estate license. You can borrow 60% of the value of the house, and the interest is about 5%, depending on the number and duration of the specific loan;
2. Conditions for applying for real estate mortgage loan: a natural person who has reached the age of 18 and has full capacity for civil conduct; Have a stable career and income, good credit and repayment ability; Other conditions stipulated by the bank.
Three. Materials to be submitted when applying for real estate mortgage loan: identity certificate, household registration book, marriage certificate, income certificate, real estate certificate and assessment report of mortgaged real estate, loan purpose certificate and other materials specified by the bank.
How to borrow money with real estate license
1. When you need to apply for a real estate license loan, you need to contact the credit department of the bank to fill out the loan application form first. This form is easy to fill out. If you don't understand, you can consult the bank customer service staff.
2. In addition, if you pay the housing provident fund, you can also use the provident fund loan. After dealing with the above list, it is necessary to start the real estate mortgage evaluation. There will be professional evaluation in this respect, and the general property value will not exceed 80%, so the loan amount is the upper limit. After the evaluation, you can sign a loan contract.
3. It needs bank approval to complete. In addition, everyone needs to provide their own real estate license and mortgage of land use right to the bank, and then everyone can withdraw money from the bank with the certificate of other rights issued by the Housing Authority.
Because the house is an important real estate, and the related transaction activities are also extremely common, the real estate license is widely used in the transaction activities. Therefore, everyone should know more about the application of real estate license, and there is a lot of knowledge in this field online. When you have nothing to do, you can go online to learn more about how much interest the real estate license loan has and how to use it. That's all about it. I hope I can help you and wish you good luck.