JD。 COM's financial industry launched credit loans and licensed financial institutions' products, and its reliability comparison goes without saying. After all, the overall strength is undoubtedly very good. The borrower borrows money on the wall. As long as they have a real-name registered JD.COM account, Xiaobai's credit score is very high, and there is no bad credit record in his personal credit report. It is easy to get a loan if you have good repayment ability.
2360 IOUs
A product issued by 360 subject with pure personal credit and no pledge guarantee, with a maximum amount of 200,000 yuan, is defined as a non-school student aged 18-55, and has repayment ability. Give yourself a real name registration system, mobile phone number+ID card. In addition to meeting the basic borrowing standards, borrowers frequently use 360 financial products and services to perform contracts, which has a very good reputation and is very easy to borrow money.
3. Zhongan Small Loan
Chongqing Zhongan Microfinance Co., Ltd. is a pure credit loan with a reliable small loan license, which can provide unsecured credit loan services for mainland residents aged 22-55. Borrowers can borrow online with their valid identity documents and savings cards without pledge guarantee. As for how to get a loan, we should make a comprehensive evaluation and make a report to understand it.
Step 4 raise money and spend it
For the unsecured loan service provided by Zhongyuan Consumer Credit in licensed financial institutions, the threshold for borrowing money is very low. Applicant 18-55 years old, with excellent personal credit record. In the process of loan, he can directly borrow as long as he gives himself a valid ID card+savings card and obtains the credit line of the system software.
5. Recruit good loans
Zhaolian Consumer Credit is a pure credit loan, which is qualified to issue loans, and the charging standard is completely transparent. If the borrower meets the preconditions, maintains a good credit evaluation standard and has a stable repayment ability, he can try to borrow money, and the system software will automatically review it. After success, he will make money immediately, which is also one of the goods that are more suitable for borrowing money on the regular trading platform.
The borrowing channels are as follows: 1, which is small and complete.
2360 IOUs.
3.JD。 COM's financial industry.
4. Ctrip Finance.
5. Flower duck borrows money.
6. Financing immediately.
7. Black cat loan.
8. Central Plains consumer credit.
9. AliPay wallet.
10, recruiting the financial industry.
These loan platforms have clear loan products. After the customer submits the loan application, if his own standards meet the requirements, the service platform will lend money. The better the qualification certificate, the higher the loan amount that customers can successfully apply for.
Under normal circumstances, when a customer applies for a loan, the system will investigate the customer's personal credit information, income, debt ratio and age. As long as the qualification certificate is not low, it is not particularly difficult for customers to successfully obtain the loan amount.
Of course, formal credit institutions will still carefully investigate the relevant qualifications of customers, and you can't borrow them if you want. In addition, after the customer successfully applied for a successful loan, the customer still needs to maintain a good repayment record. Loans overdue is unnecessary, but once loans overdue, it will have more serious consequences.