if the provident fund wants to borrow 6, yuan, the balance of the provident fund account needs to be 3, to 6, yuan. Under normal circumstances, the amount of the provident fund loan is 1 times to 2 times that of the lender's provident fund account. The actual amount required depends on the local actual provident fund management center, and different regional rules are different. In addition, the amount of provident fund loans has a certain relationship with the deposit base of employees' provident fund. For example, in some places, the monthly repayment amount of provident fund cannot exceed half of the deposit base of provident fund, so if the deposit base of employees' provident fund is relatively low, it will also affect the amount of provident fund loans. There is a supplementary provident fund in the provident fund, which can be voluntarily paid by employees, but only if the unit has a supplementary provident fund, and the payment of the supplementary provident fund is withheld from the employee's salary by the unit. Therefore, if the user wants to borrow 6, yuan but the current balance is insufficient, and the company just has a supplementary provident fund, then he can pay the supplementary provident fund by himself.

Legal basis: Article 15 of the Regulations on the Management of Housing Provident Fund

If a unit hires employees, it shall go through the deposit registration at the housing provident fund management center within 3 days from the date of employment, and go through the establishment or transfer procedures of employee housing provident fund accounts at the entrusted bank with the audit documents of the housing provident fund management center.

if the unit terminates the labor relationship with the employee, the unit shall go through the registration of change at the housing provident fund management center within 3 days from the date of termination of the labor relationship, and go through the formalities of transferring or sealing the employee's housing provident fund account at the entrusted bank with the audit documents of the housing provident fund management center.