Hello, this is different from bank to bank. The meaning of rebate: the price returned by the seller to the buyer according to a certain proportion of the payment made by the buyer. According to whether off-balance-sheet confidentiality is adopted, rebates can be simply divided into "explicit off-balance-sheet rebate" and "off-balance-sheet confidentiality" rebate. The first way is to ask customers to return, and at the same time give customers housing loans. Repayment methods mainly include taking part of loan funds as deposits, purchasing financial products, and purchasing insurance products. , so that the account manager can get a lot of commission; Second, some customers are not eligible for loans. The account manager can try his best to help customers provide loan conditions or create false qualifications to obtain loans, but he demands to raise the loan interest rate, and the part that exceeds the bank charges directly enters his pocket.

1. It is not a crime for the bank loan supervisor to ask for kickbacks, but it violates the routine of financial operation. Crime refers to a highly accurate summary of various internal and external characteristics of crime. It is an accurate and brief description of the connotation and extension of crime. The concept of crime is generally divided into formal concept, substantive concept and mixed concept. The concept of crime in China's criminal law is a mixed concept of crime with the unity of form and essence, that is, breaking the law. Bank loan refers to an economic behavior in which banks lend funds to people in need of funds at a certain interest rate according to national policies and agree on the repayment period.

2. Moreover, in different countries and different development periods, the types of loans classified according to different standards are also different. For example, industrial and commercial loans in the United States mainly include general loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mainly take the form of discounted bills and credit accounts. And overdraft accounts. It's actually quite simple. Bank loan, account manager's own loan, and commission in the bank. However, the commission is not high, but you can make a fuss with your customers. From two aspects: the first way is to ask customers to return, while giving customers housing loans. Repayment methods mainly include taking part of loan funds as deposits, purchasing financial products, and purchasing insurance products. , so that the account manager can get a lot of commission; Second, some customers are not eligible for loans. The account manager can try his best to help customers provide loan conditions or create false qualifications to obtain loans, but he demands to raise the loan interest rate, and the part that exceeds the bank charges directly enters his pocket.

3. The rebate of bank loans has two meanings: the price returned by the seller to the buyer according to a certain proportion of the payment paid by the buyer. Repayment methods mainly include taking part of loan funds as deposits, purchasing financial products, and purchasing insurance products. , so that the account manager can get a lot of commission; According to whether the account opening confidentiality method is adopted or not, the rebate can be simply divided into "account opening disclosure" rebate and account opening confidentiality rebate. Some customers are not eligible for loans. The account manager can try his best to help customers provide loan conditions or create false qualifications to get loans, but he wants to raise the loan interest rate. The part that exceeds the bank charges will go directly into his own pocket.

4. According to the third paragraph of Article 5 of the Interim Provisions on Prohibition of Commercial Bribery, "Off-balance-sheet confidentiality means that the income and expenditure of its production and business activities or administrative management are not clearly and truly reflected in the legally established financial accounts". Commitments that conform to the provisions of the financial accounting system, including acts that are not recorded in financial accounts, transferred to other financial accounts or false accounts. It means that it is not included in the formal financial accounts, implying that it is not clear in the contract and invoice.

What is the loan commission of Ping An Bank's non-inclusive account manager?

Ping An Bank's non-inclusive account manager loan commission is 3,500 yuan. According to relevant data, Ping An Bank's non-inclusive account manager loan is raised by a fixed commission, and the commission for a single loan is 3,500 yuan. Ping An Bank is committed to providing customers with all-round banking services. You can learn about Ping An Bank's investment and wealth management, loans, personal notice deposits, bank payments, corporate business and other businesses.

What is the handling fee for Ping An Bank loan?

Commission = transaction amount × commission rate. Different cities, different industries and different companies have different commission rates. Please contact the corresponding department for confirmation. Tips: Some transactions will have other fees besides commission, such as stamp duty, transfer fees, transaction fees, etc.

Does Ping An Bank charge a handling fee for the loan?

Hello, Ping An Bank, as a professional commercial bank, provides various loan services, including personal loans and corporate loans. During the loan process, Ping An Bank will charge certain interest and handling fees according to different loan products and services. But Ping An Bank will not charge any commission. Commission refers to the fees charged by a third-party intermediary or individual to the borrower during the loan process, and Ping An Bank will not participate in it. Therefore, if you need a loan, you can apply directly to Ping An Bank outlets or official website without paying any handling fees. I hope my answer can help you.

What is a loan commission?

The loan handling fee is the service fee generated in the process of handling the loan. Generally, processing loans requires the following process steps:

First, the customer and the borrower reach an agreement on the loan amount, purpose, term and interest rate.

(2) The client and the borrower open a settlement account in a commercial bank, and both parties submit an application for entrusted loan to the bank.

③ The bank accepts the entrustment application, investigates both the principal and the borrower, and accepts the entrustment application if it meets the requirements.

④ The bank lends money to the borrower's account, and assists the entrusting party to recover the loan according to the agreed interest rate, term and other conditions. If you go through these formalities yourself, you don't need to pay the fee. If you can't do it yourself or it's too much trouble, you probably need to pay ~

This is the end of the introduction of bank loan commission and bank loan commission contract. I wonder if you found the information you need from it?