If the credit card application is postponed due to the epidemic situation, those who meet the conditions can apply for an extension. The specific extension time is not uniform, and the regulations of various banks are different. Should be determined through consultation, generally can be extended to the end of the epidemic. At present, many banks are accepting applications for extension of repayment of loans in the current month, and the extension period can be temporarily from ten days to one month (depending on different bank policies). However, for people who temporarily lose their income sources in key epidemic areas, some banks can delay repayment of the principal for three to six months. For those hospitalized or isolated people with new pneumonia, those who need isolated observers for epidemic prevention and control, those who have temporarily lost their livelihood due to the epidemic, financial institutions should appropriately tilt their credit policies, flexibly adjust personal credit repayment arrangements such as housing mortgage and credit card, and reasonably postpone the repayment period. Personal business guarantee loans infected with new pneumonia can be extended for one year and continue to enjoy financial discount support. Financial institutions should give priority to customers infected with new pneumonia or damaged by the epidemic, appropriately expand the scope of responsibility and make full compensation.