The monthly income of these older migrant workers is not stable. Some of them can earn 2 to 3 yuan a day on the construction site, and there are also days when they have no work to do. Their age is exactly the age of the old and the young, the children's school expenses, family daily expenses, the old people's pension expenses, etc. It is remarkable to be able to make ends meet every month. It is very difficult to get through until the children graduate from school and get married in the children's village, and most of them need hundreds of thousands of dollars.
For young people from rural areas, most of them work in cities. Some of them earn about 5, yuan a month when they enter factories, and they also do jobs that city people can't look down on, such as insurance and intermediary, but their income is also unstable, because all the salespeople know that only 1% of the industry will always earn money, which is an optimistic estimate. In addition, young people face many temptations and spend money lavishly. It is good not to save money.
Young people in rural areas who work hard in big cities want to stay in the city. Even if you have outstanding abilities, you are still at a disadvantage compared with young people at the same level. You should consider buying a house and tie your hands when you do things. Of course, there are also some rural young people who have been in the city for many years and are heavily in debt, such as credit cards and peer-to-peer lending. The monthly interest is enough for basic wages.
Even if farmers who stay in rural areas and don't go to cities, most of them don't have a good income. If they don't engage in planting and breeding, they basically work in neighboring factories, with a monthly salary of about 2, yuan. In the past two years of farming and planting, a large number of agricultural products have been listed, and it is difficult to sell them. This is relatively smooth. Those who have just entered the industry are prone to make mistakes in breeding and planting, resulting in debts of hundreds of thousands to 2 thousand.
In China's folk culture, the emphasis is on inheritance. In the past, there was a saying that "the father owes the son back". Parents want to leave some property to their descendants. Coupled with Chinese education, many young people, even if they have grown up, cannot achieve economic independence. Including the customs of weddings, funerals and weddings in rural areas, bride price money, money, etc., are all like a curse, which makes many farmers have a headache. Therefore, it is relatively good for rural families to have more than 1, deposits.
Application materials:
First-time loan student: student and borrower's ID card (original a