The personal loan amount is generally1-30,000 yuan. For those with good credit and strong repayment ability, it can be increased to 50,000 yuan.
Entrepreneurs set up new economic entities, which belong to projects led by individuals or operated in partnership, and can find jobs for more than 10 laid-off workers. The loan amount generally does not exceed 654.38 million yuan.
Regarding the issuance of entrepreneurial loans, according to relevant introduction, the operating mode of employee entrepreneurial microfinance is mainly district-based and urban-based, and the Municipal Federation of Trade Unions allocates 3 million microfinance start-up funds to trade unions in various districts and municipal industrial holding groups. The trade unions of the municipal general distribution units shall provide matching funds in proportion, and independently examine and handle the objects and projects that meet the loan conditions within their respective jurisdictions and units. Other objects and projects that meet the loan conditions may apply to the Help Center for Difficult Workers of the Municipal Federation of Trade Unions as required.
If you are a college student, you should do this:
Apply to the Municipal Personnel Bureau.
1 Approval Form for Self-employment of College Graduates;
2. Original and photocopy of graduation certificate;
3. The original and photocopy of my ID card;
4. Registration card;
Loan process
Submit the application → prepare the materials (please indicate the purpose, amount, contact address, name, fixed telephone number and mobile phone) → fax the materials → approve → sign the contract → issue the loan → repay the principal and interest quarterly → repay the loan when due.
1. Optimization of repayment method (quarterly interest repayment and principal repayment at maturity);
2. The loan can be used for capital turnover, house purchase, car purchase, decoration, tourism, education, etc. );
3. The loan amount is large, the next payment time is fast and the process is short;
4. There is no penalty interest for repaying the loan in advance;
5. Long loan period and quick and simple procedures;
6, convenient and fast, reputation first
References:
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