At present, Chongqing's restrictive policy on "three noes" has two aspects. On the one hand, no one needs to pay 0.5% more property tax on tax collection; On the other hand, as far as banking policy is concerned, most banks do not accept loans from three employees, but some banks do. The maximum loan is 70%, and the interest rate rises 10-25%. There are generally no restrictions on buying a house, only policy restrictions.