1. What is the total repayment in 2014 for a first-time home worth NT$150,000 in ten years?
Answer: According to the People’s Bank of China’s benchmark annual interest rate for five years or more: 4.90% (remaining unchanged), the equal principal and interest repayment method is adopted, the monthly payment is: 1178.39, the total repayment: 212110.44; the total interest: 62110.44 .
1. Take a loan of RMB 150,000 from China Construction Bank and repay the housing loan. The situation of the loan for 10 years is as follows:
The total loan amount is RMB 150,000
The total repayment is RMB 192,240.39
Interest paid is 42,240.39 yuan
The number of loan months is 120 months
The average monthly repayment is 1,602 yuan
2. If you are borrowing from the Agricultural Bank of China, you should It is the following interest
The loan is 150,000, the interest rate is 5.8%, and it is repaid in 10 years. The calculation is as follows:
Equal principal and interest:
Equal monthly repayments are The equal principal and interest repayment method means that the borrower repays the loan principal and interest in equal amounts every month, in which the monthly loan interest is calculated based on the remaining loan principal at the beginning of the month and is settled month by month.
The total loan amount is 150,000.00 yuan
The number of repayment months is 120 months
The monthly repayment is 1,657.78 yuan
The total interest paid is 48,934.18 yuan< /p>
The total principal and interest is 198,934.18 yuan
The loan is 150,000 yuan, with a term of 10 years. The monthly payment amount varies according to the repayment method. There are usually two repayment methods: equal principal and interest and equal principal. The monthly repayments for each repayment method are slightly different.
Through the introduction, now everyone knows how much the monthly repayment is if the loan is repaid in 15 years and ten years. According to the People's Bank of China's benchmark annual interest rate for more than five years: 4.90%, using the equal principal and interest repayment method, the monthly payment is: 1178.39. I took a loan of RMB 150,000 from China Construction Bank and repaid my house loan. The situation of the loan for 10 years is as follows, with an average monthly repayment of RMB 1,602. If you take a loan from the Agricultural Bank of China, the interest rate should be as follows, and the monthly repayment is 1,657.78 yuan.
2. I plan to take a loan of 100,000 yuan and repay it in 5 years. What is the monthly payment?
Hello, according to your description, I will get a loan of 100,000 yuan and the loan period is 5 years. According to the current bank loan The annualized base interest rate is 4.75%. If the repayment method is equal principal and interest, your monthly loan payment will be 1,875.69 yuan. Other data are as shown below
The above answers are provided by Ronglian Weiye for your reference.
3. How much does it cost to repay a first-time home loan of RMB 100,000 per month in five years?
1. Nowadays, mortgage interest rates have generally risen by 10 to 20%.
2. Total loan amount 150,000
3. Number of periods 120
4. Annual loan interest rate 5.390% (plus 10%)
5. Monthly repayment 1619.73
6. Total interest 44368
4. How much does it cost to pay off a first home loan of 100,000 per month in five years?
If the repayment is in equal installments of principal and interest, the repayment of 100,000 yuan will be spread over 60 months (5 years) from May 2012 to April 2017; the total interest on the loan will be calculated based on the adjustment and floating of the national benchmark interest rate and the following conditions you provided. It is 18524.31 yuan; the annual rate in 2012 is 6.9%, and the monthly payment amount will be paid until April 2017; the total monthly payment during this period is 118524.31 yuan, and the loan has been fully paid off; if it is, 100,000 yuan will be repaid in 60 installments starting in May 2012 If the commercial loan is 5 years old, it will be repaid until April 2017; calculated based on the adjustment and floating of the national benchmark interest rate and the following conditions you provided, the total interest paid on the loan during these 60 months is 17,537.5 yuan; in 2012 Starting from May, based on the annual interest rate of 6. The first month's monthly payment is 2,241.67 yuan, which will decrease by 9.58 yuan month by month to 117,537.5 yuan. At this point, the loan has been fully repaid;