Couples with loans can divorce. According to the relevant laws and regulations of our country, if one party divorces voluntarily, it can apply for divorce registration. If issues such as child support, property and debts are agreed upon through consultation, he can get a divorce certificate after 30 days. If both parties can't reach an agreement on divorce, they can file a lawsuit. When trying divorce cases, the people's courts shall conduct mediation. If the relationship has really broken down and mediation is ineffective, divorce should be granted. That is, the existence of property disputes does not affect the divorce of the parties.

1. Does premarital property notarization include liabilities?

Pre-marital property notarization can stipulate the commitment of notarization debts. The reason for this is the following：

1. If one of the husband and wife uses the pre-marital debt to live together after marriage, the nature of the pre-marital debt of one of the husband and wife will also be changed to the same debt due to the change of the property nature;

2. Pre-marital debt should be recognized as pre-marital personal debt, which should be borne by individuals alone;

3. If the debts incurred by the other party after marriage belong to the same debt, then we are jointly and severally liable, even the property before marriage needs to be repaid.

Two, husband and wife * * * debt includes:

1. The property borrowed by one party before marriage has been converted into the joint property of husband and wife, and the debts arising from the purchase of these properties;

2. The husband and wife bear the debt of life for the family.

3. Debts incurred by husband and wife when they jointly engage in production and business activities, or debts that one party engages in production and business activities and its business income is used for family life or shared by spouses.

Third, how to repay the marital debt of one spouse?

The way to repay the marital debt of one spouse: if the debt is determined to be the joint debt of the husband and wife, both parties shall repay it with the joint property of the husband and wife; If it is a personal debt, it shall be paid off with the debtor's property. If the debtor dies, the successor to the inheritance shall be liable for repayment within the scope of the inheritance, unless the successor gives up the inheritance.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 1079 of the Civil Code of People's Republic of China (PRC).

If one of the spouses requests a divorce, the relevant organizations may mediate or directly file a divorce lawsuit with the people's court.

When trying divorce cases, the people's court shall conduct mediation; If the relationship has indeed broken down and mediation is ineffective, divorce should be granted.

In any of the following circumstances, if mediation fails, divorce shall be granted:

(a) bigamy or cohabitation with others;

(2) committing domestic violence or abusing or abandoning family members;

(three) gambling, drug abuse and other bad habits;

(four) separated for two years due to emotional discord;

(5) Other circumstances that lead to the breakdown of the marriage relationship.

If one party is declared missing and the other party files a divorce lawsuit, the divorce shall be granted.

After the people's court ruled that divorce is not allowed, if the two parties have separated for one year and one party files a divorce lawsuit again, divorce shall be granted.