The loan mainly provides financial support for the intensive and large-scale operation of new agricultural business entities such as large rural professional households and family farms. There are higher requirements for the relevant qualifications of borrowers. Banks need to investigate and audit according to factors such as customer credit status and capital risk, and then decide whether to issue loans. If the loan fails to pass the examination and approval, it may be because the customer does not meet the examination and approval conditions of the Agricultural Bank of China, such as insufficient repayment ability, lack of guarantor or guarantor's insufficient guarantee ability, illegal use of the loan, poor credit record of the customer or other circumstances that do not meet the access requirements. Please consult your local loan bank for details.