Strict. According to official website's inquiry about Tucki's financial loan, it is known that after the pre-trial of Tucki's finance is passed, it needs to be finalized, which is relatively strict. As long as the credit information meets the loan requirements, the audit results will generally be obtained soon. After approval, the loan can be released on the same day. If the credit does not match, it will not pass. After the loan, it should be repaid in full and on time according to the contract requirements, so as to avoid overdue and affect personal credit information.