Loan interest rate: 0.58%-0.60%.

Loan term: 12.00 month-120.00 month.

Processing time: 5 days.

Loan purpose: personal consumption loan.

Other expenses: No other expenses.

Repayment method: installment repayment.

Suitable for people: other occupations, civil servants, lawyers, teachers, corporate legal persons, individual industrial and commercial households and freelancers.

The maximum loan amount of personal comprehensive consumer loan of China Everbright Bank is 654.38+million, and the longest loan period is 654.38+00 years. The property used for mortgage must be located in Shenzhen and the age of the house must not exceed 25 years. Repayment can be made in advance, the loan is less than 12 months, and the penalty interest is 2 months; There is no need to pay liquidated damages for loan issuance 12 months.

Extended data:

I. Loan conditions

1. Location of collateral: Shenzhen area;

2. Collateral types: ordinary houses, villas, shops and office buildings;

3. Loan term: The sum of the loan term and the customer's age shall not exceed 70 years.

Second, the application materials

1. Original collateral ownership certificate;

2. Personal identity documents and proof of marital status;

3. Proof of repayment income source;

Baidu Encyclopedia-Personal Comprehensive Consumer Loan of China Everbright Bank