For the disabled, people may think that they can't get a stable income without working ability, so it is impossible to get a loan, but the disabled are also capable, so it is not as difficult as you think. Now let's look at how to apply for a business loan for the disabled.

Disabled persons, identified by employment service agencies for the disabled, can apply for business loans from financial institutions after holding the People's Republic of China (PRC) Disabled Persons' Card, operating independently or in partnership, and the loan guarantee institutions promise to guarantee, and can also enjoy the support of the state policies.

Process of entrepreneurship loan for the disabled

1. Prepare relevant loan materials, such as the applicant's ID card, household registration book, disability certificate, business license, income certificate, proof of repayment ability, and need a third-party guarantee. To apply for a venture loan, you need to prepare other information stipulated by the bank.

2. Go to the local Disabled Persons' Federation or the Disabled Welfare Foundation for consultation and fill out the loan application form. Those who meet the requirements of business start-up loans can apply for business start-up loans directly.

3. Submit loan information and apply for a loan. Due to the different support policies in different regions, the loan amount will be decided by the lending institution.

Application conditions for entrepreneurship loans for the disabled

1. Persons with disabilities who apply for loans have full capacity for civil conduct.

2. The disabled who apply for loans have good credit.

3. There are operational commercial projects, which are expected to have good returns.

4. There are certain self-financing operation projects.

5. Other conditions required by the bank.