The house payment is 6.5438+0.6 million yuan, and the monthly mortgage is 30 years.

Hello, if the interest rate is 5.9%:

1. Matching principal and interest repayment method:

The total loan amount is RMB 65,438+0,600,000.00 Yuan.

Repayment months: 360 months

The monthly repayment is 9490. 18 yuan.

Total interest paid 1, 816,466.28 yuan.

The total principal and interest is 3,465,438+06,466.28 yuan.

2. Repayment method of equal principal:

The total loan amount is RMB 65,438+0,600,000.00 Yuan.

Repayment months: 360 months

Repayment in the first month12,311.1/yuan.

Decreasing monthly: 2 1.85 yuan.

Total interest paid 1, 419,933.33 yuan.

The total principal and interest is 3,065,438+09,933.33 yuan.