In this regard, the reporter called the Suzhou Real Estate Market and Transaction Management Center, and the staff replied that "the news is true and the policy will be implemented from today".

Han, director of the research center, believes that the current mortgage interest rate of Suzhou Bank is at a low level, coupled with the relaxation of the restrictions on the sale of second-hand houses and the favorable financial policies, which are important for the recovery of market confidence.

In addition, there is market news today that Suzhou relaxed the purchase restriction from April 1 1, and non-registered households applied to buy 1 houses in Suzhou, Kunshan and Taicang, and the social security period requirement was adjusted from continuous social security payment for two years in the original three years to accumulated social security for two years. However, the staff of Suzhou Housing and Construction Bureau replied to the reporter that "no notice has been received. If you want to buy a house in Suzhou, you need to pay the relevant social security certificate. Whether you can buy it or not is decided by the audit department. "

The restricted sale of second-hand houses was changed from 5 years to 3 years.

After nearly three years, Suzhou's second-hand housing sales restriction policy has finally been relaxed.

2065438+On July 24th, 2009, Suzhou Municipal Government issued "Opinions on Further Improving the Stable and Healthy Development of Suzhou Real Estate Market", which restricted the transfer of second-hand houses in Suzhou City (gusu district, Wuzhong District, Xiangcheng District, Wujiang District, Suzhou High-tech Zone and Suzhou Industrial Park), and stipulated that the buyers of second-hand houses can only be listed and traded after five years of new acquisition of real estate warrants through market transactions.

In terms of purchase restriction, Suzhou household registration policy requires that only three sets can be purchased in the restricted purchase area. Non-Suzhou household registration: only 1 set is allowed in the restricted purchase area, and the payment certificate of personal income tax or social insurance (urban social insurance) accumulated for two years or more in Suzhou in the first three years from the date of purchase is provided.

Jaco, dean of 58 Anjuke Real Estate Research Institute Branch, told the reporter that shortening the restricted period of second-hand houses can directly enhance the liquidity of existing houses. At present, the supply of many new houses in Suzhou restricted sales area is low, and this policy will also supplement the market supply.

Source: Suzhou Housing and Construction Bureau.

Han said that since the second half of last year, the Suzhou property market has continued to turn cold, and both new and second-hand houses are in a state of high inventory. Chain home data shows that the inventory of second-hand houses in Suzhou City exceeds 60,000 sets. Under the influence of the epidemic, the total number of second-hand housing transactions in Suzhou in the first quarter of this year was 9,853, while the number of second-hand housing transactions in the first quarter of last year basically exceeded 1 10,000, so it is necessary for Suzhou to relax the sales restriction at this time.

"At present, the listing volume of the second-hand housing market in Suzhou is at a high level. Even if the sales restriction is cancelled, the impact will not be great. For the popular restricted sales, even if the restricted sales are cancelled, the stimulus to the market will not be great. " Han said that the Suzhou property market does not lack the purchasing power of room tickets, but the purchasing power is staring at the red plate of new houses and refuses to buy non-red plates and second-hand houses.

Ying Huang, head of Sony Real Estate Suzhou District, also said: "The strength of this policy is still insufficient. There is little difference between five years and three years in essence. Whether the property market is loosened depends on the substantial loosening of the double limit and the supporting financial policies. "

"The relaxation of the second-hand housing sales restriction policy in Suzhou is still cautious, but it has been shortened from five years to three years. The restriction on sales was not completely cancelled, and the fundamental factors of the market were also taken into account. " Jaco pointed out that from the overall supply and demand of Suzhou market, due to the massive influx of population and industrial development in recent years, the market demand has remained at a certain high level, while the market cooling in the second half of last year was influenced by the national environment. Once the national policy winds turn, it will be easy to promote the local property market in Suzhou to strengthen again. In this context, the pace of Suzhou's regulation and relaxation is cautious and tentative. Once the market picks up obviously, there is no need to introduce more deregulation.

It is worth mentioning that on March 23, the interest rate of the first home loan of some banks in Suzhou dropped to 4.6%, which was the same as the LPR interest rate, the lowest level in the past five years, and also the lowest interest rate of the first home loan in key cities. In addition, Suzhou plans to supply 8,500 mu of homestead this year.

In Han's view, the current mortgage interest rate in Suzhou can be said to be "in the right place", and combined with the tendency of the land supply sector, it can also alleviate the uneven heat and cold of the new housing market to some extent.

More than 60 cities have loosened the property market this year.

According to the incomplete statistics of the Central Reference Institute, since the beginning of this year, more than 60 cities across the country have gradually loosened the property market policy, and the intensity of stimulating the property market is also growing. In the first week of April alone, seven or eight cities successively "loosened" the property market.

On April 1 day, Dalian issued a draft for comments, and decided to completely relax the academic qualifications and age restrictions for individuals to settle down, and supplemented the settlement methods.

On April 5, Lanzhou cancelled the "house-recognizing loan" and partially relaxed the conditions for restricting purchases and sales. Generally speaking, the policy is very strong. Lanzhou has therefore become the fourth provincial capital city to release the property market liberalization policy after Zhengzhou, Harbin and Fuzhou.

Look at the third-and fourth-tier cities and loosen the property market.

On April 2, Mianyang, Sichuan issued a notice to raise the maximum amount of housing provident fund loans from 600,000 yuan to 700,000 yuan; For families with many children, preferential policies are given to purchase houses, and financial subsidies are proposed. On the same day, Qinhuangdao, Hebei officially canceled the five-year purchase restriction order, becoming the first city in Hebei to fully liberalize the purchase restriction.

In the Yangtze River Delta region, in April 1, Quzhou issued a document to cancel the purchase restriction policy and loosen the sales restriction policy, becoming the first city in China to relax the "two restrictions" at the same time this year.

On April 7, Lishui City, Zhejiang Province adjusted the amount of provident fund loans and the down payment ratio. The amount of dual deposit and dual payment loans for husband and wife will be increased from 500,000 yuan to 700,000 yuan, and the amount of personal deposit and dual payment loans will be increased from 250,000 yuan to 350,000 yuan. The down payment ratio can be reduced to 20% for the first time.

On April 8, Linyi City Housing Provident Fund Center of Shandong Province issued a notice to clarify that if both husband and wife pay the housing provident fund in full and normally, the upper limit of the loan for purchasing self-occupied housing will be raised from the current 500,000 yuan to 600,000 yuan; "Business to public" loans, single deposit workers apply for housing provident fund loans, the loan ceiling remains unchanged, still 500 thousand yuan; The down payment ratio of the second set of improved housing provident fund loans was reduced from 40% to 30%.

On April 1 1, Ziyang Housing Provident Fund Management Committee issued a notice to set the minimum down payment ratio of the first ordinary housing at 20%; The minimum down payment ratio of two sets of improved housing is 30%. The purchase of re-traded housing belongs to the first set of ordinary self-occupied housing, and the minimum down payment ratio is 30%; The minimum down payment ratio for the second set of improved housing is 40%.

In addition, some cities provide housing subsidies in various ways.

"Overall, it is normal for hot cities to relax the pace of property market regulation and control, and the pace is small. Under the guidance of the policy of the city, the regulation and differentiation between cities is also normal. It is expected that the subsequent local policies will be generally relaxed, but the rhythm difference will continue. " Jaco said.