① The mobile phone card with someone else's ID card is in his own hands, not in the hands of the person with this ID card, so he can't operate with this mobile phone card.

(2) ID card If this person wants to use this mobile phone card to register a loan, he needs to use this mobile phone card, that is, use this mobile phone card to register a loan, which is only related to this person and has nothing to do with others.

(3) The loan is a complicated matter, and the mobile phone card is just a convenient contact tool. The loan mainly depends on the lender's repayment ability and personal credit information, and the mobile phone card can't help much in the loan.

For example, if you want an unsecured credit loan, you need to meet the following conditions: the age is between 22 and 60; Have the ability to stabilize employment and income and repay the principal and interest of loans on schedule; The actual age of the borrower and the loan application period should not exceed 70 years old; See if the credit information meets the loan requirements.

The basic process of unsecured loan is as follows: first, submit a loan application; Submit the relevant materials of the loan application again; Submit the loan qualification to the lending institution for approval (including telephone interviews with relevant relatives and friends); The qualification examination has passed the lender's risk assessment and quota accounting; If the risk assessment passes, the loan will be issued.

Each of the above items is highly valued by lending institutions, and the whole process above can not be completed only by a mobile phone card.