Legal analysis: First of all, you can explain your relationship with the borrower to the lending company (unfamiliar or even unknown) to avoid repeated harassment. If the identity is clearly harassed, it is recommended to keep relevant evidence, such as screenshots of short messages sent by the lending platform, telephone debt collection recordings, etc. And complain to the administrative department for industry and commerce about the improper business practices of the lending platform (company). When a person's normal life is seriously affected or even threatened, he can choose to call the police or sue the lending platform through legal means to safeguard his rights.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 673 Where the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract.

Article 674 The borrower shall pay interest at the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.

Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.