I checked Baidu and said that BOC can apply for a mortgage for 3 years. Why can I only borrow for 2 years here? I am only 32 years old.

if you are handling a personal first-hand housing loan of BOC, the longest term of RMB personal housing loan shall not exceed 3 years. The bank will comprehensively consider your financial situation, age, mortgage and pledge.

for further information, please consult the loan handling bank of BOC in detail.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GO APP to handle related business.

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