First of all, you need to consult the provident fund management center that applies for loans, and ask whether the local government allows you to apply for provident fund loans in different places. If so, what conditions are needed, what materials need to be prepared, and so on.

2. Loan application

Then, you need to submit an application for a loan from another place to the management center where the provident fund is deposited. The staff will confirm your application and see if the information you said is true. After confirmation, the staff will issue a certificate for you to pay and use the housing provident fund for employees with loans from different places.

Step 3 Submit information

Go to the provident fund management center where you apply for a loan with your ID card, house purchase contract and certificate of using a loan in different places, and submit the information to the staff, who will review your information to confirm its authenticity and integrity. At the same time, the management center where you deposit the provident fund will mark your off-site loans and establish a detailed account of off-site loans.

Step 4 apply for a loan

After the data is approved, the provident fund center applying for the loan will handle the loan procedures for you and issue the loan to you. You need to repay on time, and the city's provident fund management center will also cooperate with the loan provident fund center to urge you to repay.

Matters needing attention in off-site provident fund loans

1, be sure to consult in advance.

It is an essential step to consult in advance for provident fund loans in different places. The policy of off-site provident fund loan has not been introduced for a long time, so it may not be possible to apply for off-site provident fund loan. Please consult clearly in advance.

2. Understand relevant policies

You also need to know the relevant policies of provident fund loans in different places, otherwise you may encounter many obstacles in the process of handling because of lack of necessary knowledge, and you are likely to fall into a trap.

3. Pay attention to the safety of funds

Generally speaking, when applying for provident fund loans in different places, the location is different from the place where you want to buy a house, which may lead to untimely information communication. At this time, you should pay special attention to the safety of funds, because you may not know immediately whether the other party is a real seller when you give the other party a loan.