One-year consumer loan of CCB: 1, over 18 years old, but not over 60 years old;

2. Have normal capacity for civil conduct;

3. The specific applicant's household registration or long-term residence is in the application area and has a stable residence;

4. Other conditions stipulated by the bank.

China Construction Bank Personal Consumption Loan Application Materials

1. Original and photocopy of the borrower's valid identity certificate;

2. Local permanent residence or valid proof of residence.

3 proof of the borrower's ability to repay the loan. Such as the income certificate issued by the borrower's unit, the borrower's tax bill and insurance policy;

4. Pledge, list of collateral and ownership certificate required for the borrower to obtain the amount of pledge and mortgage, as well as written documents of the owner and the real estate agreeing to pledge and mortgage;

5. A written document that the guarantor agrees to provide the required guarantee for the borrower to obtain the guarantee amount;

6, the guarantor's credit certification materials;

7. Collateral appraisal report issued by the appraisal department recognized by the society;

8. Other documents and materials specified by the Construction Bank.

What are the consumer loans of CCB? It is suggested to choose loan products according to your specific needs.

There are more and more platforms to apply for loans, but for some borrowers, the loan software owned by banks is always more trustworthy. As one of the four major banks, CCB has a large number of users. With user consultation, what are CCB consumer loans? I suggest that you can choose loan products according to your specific needs!

What are the consumer loans of CCB?

1, quick loan from CCB

CCB Express Loan is a personal consumption loan of CCB. Users can directly search CCB's quick loan in CCB's mobile banking. The maximum amount of quick loan available to users is 200,000 yuan, and the minimum daily interest rate of the loan is. It should be noted that fast loans also include a variety of micro-loan products, and borrowers are advised to choose one to avoid multi-head lending.

2. It is easy to learn loans from CCB.

Yi Xue Loan is a special-purpose loan product under the current personal consumption loan product of China Construction Bank, which is provided for individual customers who need education financing such as studying abroad and high-end on-the-job education. It can be used for tuition and living expenses of individuals studying abroad or studying for high-end vocational education such as MBA and MPA on the job. The maximum loan amount for a single household shall not exceed 6,543,800 yuan.

3. CCB's home improvement loan

Home improvement loan is a kind of decoration loan owned by China Construction Bank, and it also belongs to personal consumption loan. There is no need for mortgage and guarantee, and it is entirely based on personal credit. The single-family loan amount shall not exceed 6,543,800 yuan, and the longest period shall not exceed 5 years.

Finally, it is necessary to remind borrowers that all loans of CCB are on credit. I suggest that after applying for a loan, you must repay it on time to avoid overdue. Once overdue, it will not only generate high penalty interest, but also damage the borrower's personal credit information.

The above is the sharing of "What are CCB's consumer loans?" I hope it will help everyone!

What are the personal consumption loans of CCB? These loans are more common.

China Construction Bank is one of the four state-owned banks. Judging from the loan amount and loan users, most banks are less than CCB. In order to meet the loan needs of different customers, CCB also has many loan products. Many borrowers have asked, what are the personal consumption loans of CCB? These loans are more common.

What are the personal consumption loans of CCB?

1, e-loan from CCB

CCB Cheyi Loan is an online car loan under the China Construction Bank, serving borrowers who need to buy cars. Borrowers can buy vehicles directly online and then go to offline stores to pick them up.

After the loan application is successful, you can choose the intended vehicle online, click "Reservation" to make an offline loan payment with the car dealer and pick up the car. Personal credit loan, the minimum loan amount is 1 1,000 yuan, the maximum loan amount is 500,000 yuan, and the longest installment time is 3 years.

2. It is easy to learn loans from CCB.

Yi Xue Loan is a special-purpose loan product under the current personal consumption loan product of China Construction Bank, which is provided for individual customers who need education financing such as studying abroad and high-end on-the-job education. It can be used for tuition and living expenses of individuals studying abroad or studying for high-end vocational education such as MBA and MPA on the job. The maximum loan amount for a single household shall not exceed 6,543,800 yuan.

3. CCB Wo E Loan

CCB WOE loan is a personal consumption loan product under CCB, and the application conditions include the following four aspects: the financial assets owned by customers with financial assets in CCB include deposits, wealth management products, national debt and other assets that can prove the applicant's financial strength.

The above is the sharing of "What are CCB's personal consumption loans?" I hope it will help everyone!

What are the consumer loans of CCB? Choosing on demand is the wisest!

Bank's consumer loan is one of the most common types of loans, and there are various ways to use consumer loans. Take the consumer loan of CCB as an example, it can be used for car purchase, decoration, education and so on. The application method can also be credit, personal rights pledge, gold pledge, small guarantee and so on. What are the specific consumer loans of CCB? I'll introduce several kinds to you, and you can choose according to your needs.

Personal consumption loan

Personal consumption loans refer to RMB loans with clear consumption purposes issued by China Construction Bank to eligible individuals for their own and family use, including ordinary loans and line loans.

CCB's personal consumption loans are mainly provided to China citizens aged 65,438+08-60 who need consumption financing. Can mortgage, guarantee or credit, up to 2 million yuan.

Personal car loan refers to the RMB loan granted by China Construction Bank to individuals for buying cars. It is required that the purchased vehicle is for self-use, and the longest loan period shall not exceed 5 years, and the commercial vehicle shall not exceed 3 years.

The loan amount of the general automobile consumption loan does not exceed 80% of the price of the purchased automobile; If the purchased vehicle is a commercial vehicle, the loan amount shall not exceed 70% of the price of the purchased vehicle.

Xueyidai

Yi Xue Loan Personal Education Loan is a special-purpose loan product under the current personal consumption loan products of China Construction Bank, which is provided for individual customers who have educational financing needs such as studying abroad and high-end on-the-job education.

Yi Xue loan can be used for tuition and living expenses for individuals studying abroad or studying in high-end vocational education such as MBA and MPA, and the maximum loan amount for a single household does not exceed 1 10,000 yuan.

Decoration loan

Decoration loan All personal loan products with decoration financing service function of CCB, including personal housing mortgage loans and personal consumption loans.

Home improvement loans can be made by mortgage, guarantee, pledge and credit. The single-family loan amount shall not exceed 6,543,800 yuan, and the longest period shall not exceed 5 years.

Let's stop here for the introduction of CCB's consumer loan.