First, the interest on bank loans is relatively low. Many people are hungry when they need money urgently, no matter whether the interest is high or low. Therefore, there will always be usury, and in the end, it will roll more and more, and it will not be repaid at all. Therefore, no matter how badly you need money, you should choose to borrow from the bank. After all, the bank's interest rate is the lowest.

Second, banks are also very resistant to lending abroad. Especially online loans, although the pass rate of online loans is high, the chances of borrowing money are also high. However, it is always necessary to pay it back. If there are many loans outside, banks will be particularly disgusted. In the end, if you really want to borrow money from the bank again, it will not pass. The two loan methods are inconsistent.

Third, bank loans can make your credit higher. As long as the repayment is made on time, it will be easy to withdraw the amount later. Problems that can be solved in banks should not be solved in small loan companies outside. After all, banks are the most reliable and formal.

The more you need money urgently, the more you can't be careless. It is wisest to choose a bank loan.