1. Mortgage decoration loans. Many bank financial institutions have decoration loans. The borrower needs to have a stable income and good personal credit. It is best to apply for a real estate mortgage loan and apply for a decoration loan from the bank with the mortgage certificate. , the approval rate is very high, and the loan amount is related to the existing residual value of the house (the residual value is the price of the house minus the remaining mortgage loan amount). In addition, if you have a car in your name, it can also be used for mortgage loans. Because the car can be cashed out faster, it is more suitable for mortgage loans. Generally, there is no need to pledge the car, which will not affect the borrower's daily use.
2. Banks with low thresholds for credit loans can also accept credit loans. Generally, they have higher requirements for the borrower’s occupation, work unit, etc., and the interest will be relatively high, but the advantage is that the application is simple and low-cost. The payment is fast, so users who are eager to borrow money may consider it.
3. Credit card installment friends who have credit cards in their names can try to apply for cash installments. There are also some institutions that specialize in credit card decoration loans. As long as the credit card limit is high and the credit report is good, you can get a loan quickly. In short, there are too many channels to apply for renovation loans now. Everyone must keep their eyes open when choosing to avoid falling into the trap of scammers.