1. Online loan blacklist means that users frequently apply for online loans in a short period of time or the online loans are overdue, resulting in credit damage and inability to apply for online loans, car loans and mortgages.

2. Many people mistakenly believe that as long as the online loan is not overdue, it will not have a negative impact on credit. In fact, as long as there are enough online loan applications, it will also have a negative impact on the user's online loan black index score and become a blacklist of online loans.

3. The sub-scale of Cyberblack Index is 0- 100. The higher the score, the better the credit. When the score is less than 40, it belongs to the blacklist of online loans.

4. Once it becomes a blacklist of online loans, in addition to not being able to apply for online loans, it will also reduce the amount of flower buds and flower buds, which will seriously lead to the closure of flower buds and flower buds, and the mortgage and car loans will also be refused approval.

Second, what is the blacklist of online loans?

Blacklist of online loans? You borrowed it from a microfinance company, right? Banks generally don't check the information of this website.

3. What does the online loan blacklist mean?

1. Online loan blacklist means that users frequently apply for online loans in a short period of time or the online loans are overdue, resulting in credit damage and inability to apply for online loans, car loans and mortgages. 2. Many people mistakenly believe that as long as the online loan is not overdue, it will not have a negative impact on credit. In fact, as long as there are enough online loan applications, it will also have a negative impact on the user's online loan black index score and become a blacklist of online loans. 3. The sub-scale of Cyberblack Index is 0- 100. The higher the score, the better the credit. When the score is less than 40, it belongs to the blacklist of online loans. 4. Once it becomes a blacklist of online loans, in addition to not being able to apply for online loans, it will also reduce the amount of flower buds and flower buds, which will seriously lead to the closure of flower buds and flower buds, and the mortgage and car loans will also be refused approval.

4. What does the blacklist of indirect contacts of online loans mean? Does this have an impact on online lending?

Yes, there are formal ones (let's just say there are formal ones). It will have little impact on informality, but it will have a little impact. The informal platform will also review the debt ratio and repayment degree of social relations in your address book in the risk control link. If the amount of debts of people in your address book is relatively large or the number of times is relatively large, and there are many overdue debts at present, strictly speaking, you will think that you borrowed them together and it is very risky not to pay them back. Of course, super informality is another matter, because it is almost equal to a pure routine without risk control, and there is not much money for you to spread and get more information.