The following sister will give you an in-depth evaluation! This article can help you get familiar with the life insurance products worth buying in the market in advance. Let's take a look at those who don't know:
Top Ten Life Insurance Rankings Worth Buying! 》
First, luxury little love whole life insurance is so humanized!
Before it's too late, let's take a look at the product protection map of Xiao Ai whole life insurance:
1, with strong occupational inclusiveness.
Occupations with certain risks, such as police and firemen, are often refused insurance by many insurance companies or their coverage is increased. But as far as whole life insurance is concerned, those who meet the corresponding conditions can also be insured. It is necessary to say that whole life insurance does not restrict the insurance of 1-6 occupations, which shows the sincerity of product design.
If you don't know what occupational restrictions are in insurance, you can read the following article.
What is the impact of occupational restrictions on insurance? Please collect these 6 types of occupational insurance guides as soon as possible! 》
2. The upper limit of payment period is high.
Everyone knows that products with high insurance coverage mean high insurance premiums. Whole life insurance's luxury and love is an excellent way to pay the annual fee. The longest payment is divided into 30 years. For small partners with relatively low income, the longer the payment year is defined, the lower the annual premium, which greatly reduces the economic burden.
In addition, whole life insurance, a luxurious little lover, also provides a way to barter things. Senior sister believes that for those who are high-income but unstable, paying premiums in one lump sum not only conforms to their income characteristics, but also avoids the cumbersome long-term payment.
3. The number of designated beneficiaries can reach 9.
A family business in whole life insurance has inherited this function. But for those big families, the choice of successors is a headache from beginning to end. Yes, whole life insurance can designate up to nine beneficiaries. Compared with whole life insurance, which can only designate 3-5 beneficiaries, it can better prevent the conflicts caused by inheritance.
Second, the luxury of loving whole life insurance still has unknown benefits!
1, there are only three health notification and exemption clauses.
Health notification is a necessary step for most insurance, which can be said to be the decisive factor for the success of insurance. At present, in the life insurance market, 4-7 health consultations are the norm, and the threshold for loving whole life insurance is 3 health consultations, which can be said to be a very low insurance threshold!
Not only that, senior also found that your little love whole life insurance has three exemption clauses, which shows that in many cases, everyone can apply for claims, which is much less difficult and more conducive to the protection of small partners.
2. You can enjoy up to 3 million medical insurance.
Once this extravagant little love of whole life insurance comes out, it can't stand out from the crowd. In short, it is inseparable from one of its own product advantages-the maximum insurance coverage for full physical examination can reach 3 million! According to the past experience of senior students, the coverage of many life insurances is only between 6,543.8+0,000 and 6,543.8+0.5 million. In contrast, whole life insurance's insurance coverage, which is extravagant and loving little, gives it an absolute advantage.
3 diversification of policy functions
Being extravagant and loving whole life insurance not only provides consumers with basic value protection functions, but also helps them when they are in financial difficulties. In the case of cash flow problems of customers, you can apply for short-term loans from Huagui Life Insurance through the policy, the loan amount can reach 80% of the policy value, and the loan period is 6 months.
In the same way, being extravagant and loving whole life insurance can not only be paid off by reducing the amount, but also relieve everyone of the current follow-up premium pressure, and can also extract the corresponding cash value by virtue of the reduction of insurance rights and interests, so as to solve economic difficulties for everyone in all aspects.
After reading the evaluation of this luxurious little love whole life insurance, I believe everyone knows that this whole life insurance is very cost-effective and worth buying. If you are willing to buy, you must hurry, the opportunity waits for no one!
Of course, in addition to the cost-effective luxury little love whole life insurance, there is also an increased list of whole life insurance, which is full of products worth buying. Friends in need can refer to:
"Just out of the oven! Five High-yield and Profit Increasing whole life insurance, don't miss it! 》
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
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I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
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