200,000 yuan. Inquired in official website, bank of qinghai, the maximum loan amount of insurance loan in Xining, Qinghai Province is 200,000 yuan. The loan term is 3 years and the loan interest rate is 4.35% per annum. Insurance loan is a loan policy launched by Xining municipal government to support the development of small and medium-sized enterprises. The loan applicant must be a small and medium-sized enterprise registered in Xining, with good business performance and credit record. Loan applicants can apply for loans from commercial banks designated by Xining Municipal Government. Guaranteed loans can be used for enterprise turnover, fixed assets investment, technological transformation and new product development.