You need to confirm the receipt before you can enter the account (online shopping). Usually, the bookkeeping date of Huabai is 1 every month, and the repayment date is 9 or 10 every month. If calculated according to the billing cycle, for example, if you shop online in Bai Hua on June 28th, 65438, and then confirm the receipt on February 2nd, then this consumption will be billed on March 1 and returned on March 9th or 10.

The billing date and repayment date of the flower bud can be adjusted, but users need to open the flower bud and use it for more than 1 year. At this time, the repayment date can be changed to 15 or 20th of each month. At this point, the billing date will also change accordingly. When adjusting the repayment date, we should fully consider our own salary payment time.

Be sure to return the flower buds on time after use. There will be a penalty interest for overdue repayment. At the same time, Huayuan's overdue repayment will also affect personal credit reporting, which will affect the handling of various loans after the credit reporting becomes worse. After the expiration, the flower garden will be closed by the system, users can no longer use it, and the platform will recycle it.

It's best to measure your repayment ability before using flowers. If your personal income is relatively high, you can use it safely at this time. If your personal income is relatively low, you should use it carefully at this time. In fact, when Bai Hua can't repay on time, users can use the installment repayment or deferred repayment function.

Version information: Take Alipay 10.2.59 version, Apple13 (iOS15.3.1system) and Huawei mate40(HarmonyOS2 system) as examples.