First, the borrower applies to the bank outlets that provide small loans. When applying, the borrower should bring his ID card and other relevant information, and if he is a merchant, he should also bring his business license.

Second, the bank will investigate the lender after receiving the lender's application. The bank mainly examines the personal credit status and personal income status of the lender to decide whether to lend money.

Third, after investigation and approval by the bank, sign a loan contract with the bank.

Fourth, banks lend money, and lenders get loans smoothly.