Matching principal and interest method: loan principal: 50,000 yuan, assuming annual interest rate: 4.750%, loan life: 3 years; Monthly repayment amount of principal and interest: 1, 492.94 yuan, total repayment amount of principal and interest: 53,745.84 yuan, * * interest payable: 3,745.84 yuan. The interest paid in 1 month is:197.92; The first 1 month principal repayment is:1295.02; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)
Second, the loan is 50,000 yuan, divided into 36 installments, with 7 interest and 8 interest. How much should I pay back every month? In addition to the principal of 50 thousand ...
Matching principal and interest method: loan principal: 50,000 yuan, assuming annual interest rate: 7.800%, loan life: 3 years, monthly repayment amount of principal and interest: 1, 562.2 1 yuan, total repayment amount: 56,239.56 yuan, * * interest payable: 6,239.56 yuan. The interest paid in 1 month is: 325; The first 1 month principal repayment is:1237.438+0; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)
3. How much is the monthly repayment after borrowing 55,000 installments?
Matching principal and interest method: loan principal: 55,000, assuming annual interest rate: 750, loan life: 3 years; Monthly repayment amount of principal and interest: 14994 yuan, total repayment amount of principal and interest: 537484 yuan, * * * interest payable: 37484 yuan. The interest paid in 1 month is: 992; The first 1 month principal repayment is: 2902; Since then, the monthly interest repayment amount has decreased and the principal has increased.
Monthly principal: 55,000/36 =1527; Monthly interest: 5000080. 0 1=500, calculated with 1 point interest; Total: 388500 =1888; Please adopt it, thank you!
4. Hello, I want to ask about the interest rate of 90,000 36-phase car loan, which is 6 points. What is the monthly interest rate?
If you apply for a loan at China Merchants Bank, the monthly repayment amount is 2737.97 yuan at the same interest rate, and the monthly repayment amount decreases month by month by using the average capital method.
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