The Shanghai provident fund loan limit is calculated as follows:

1. It shall not be higher than the multiple of the balance of the housing provident fund account of the borrower, spouse and *** (housing provident fund balance) 40 times of the housing provident fund balance, supplementary housing provident fund balance of 20 times) determine the loan limit.

2. No more than the loan limit determined based on the proportion of the total price of the house.

3. No more than the loan limit determined based on the repayment ability. The calculation formula is: the borrower’s salary base for calculating the monthly housing provident fund deposit * prescribed proportion (50%) * 12 months * Loan term.

4. No more than the maximum loan amount.

To apply for provident fund, you need to provide the following information:

1. ID card: To apply for provident fund, you need to check your identity information, so you need to bring a valid identity certificate, such as ID card or temporary ID card;

2. Household register or residence permit: Some areas require a residence permit or residence permit to prove your legal right to reside in the area;

3. Proof of marital status: If you are married, you need to provide marriage certificate or divorce certificate and other documents to prove your marital status;

4. Work certificate: You need to provide work certificate, such as labor contract, social security certificate, salary slip, etc., to prove Work unit and work income;

5. Bank card: Provident fund deposits and withdrawals need to be operated through a bank card, so a valid bank card is required.

In summary, specific data requirements and procedures may vary by region and policy. If you plan to apply for a provident fund, it is recommended to consult the local provident fund management center or bank in advance to understand the specific information requirements and procedures.

Legal basis:

Article 16 of the "Housing Provident Fund Management Regulations"

The monthly payment amount of the employee's housing provident fund shall be the employee's monthly average in the previous year The salary is multiplied by the employee housing provident fund contribution ratio. The monthly payment and deposit amount of the housing provident fund paid by the unit for its employees is the employee's average monthly salary in the previous year multiplied by the unit's housing provident fund payment and deposit ratio.