; ? Netjet loan is an online credit loan of Agricultural Bank of China, with a large amount and a long cycle, which is suitable for office workers' capital turnover. However, many people are rejected when applying for online loans because they do not meet the loan conditions, so it is necessary to find out the specific reasons to solve them. Then, if NetJet does not meet the loan conditions for the time being, how can it be recovered? Today I will give you an analysis from many aspects.

How can NetJet recover if it does not meet the loan conditions temporarily?

1. Online loans have an age limit for applicants, and they can only apply when they are 20 to 60 years old. If the age does not meet the requirements, such as those under 20, you can wait until after 20 to apply, and those over 60 have no choice. In addition, the applicant must have full capacity for civil conduct and have China nationality.

2. The loan conditions of NetJet also include the requirements of credit reporting. There shall be no current overdue before the loan, the overdue time within two years shall not exceed 30 days, the overdue times shall not exceed 4 times, and there shall be no special transaction records such as compensation, bad debts and court enforcement records. Without these circumstances, you can use loans and credit cards to improve your credit and then apply.

Netjet loan can only be loaned after all the loans are paid off. If the previous NetJet loan has not been paid off, the bank will not let it borrow again. In this case, you must pay off the previous NetJet loan before you can borrow. Don't forget to issue a loan settlement certificate.

4. In order to ensure that the lent money can be recovered smoothly, NetJet also has requirements for borrowers in terms of repayment ability. The borrower must have a stable income and the ability to repay the debt on time. Note that the borrower's debt ratio also affects the repayment ability, so there should be reasonable debt, and the debt ratio should not exceed 50%.

The above is the related introduction of "How to recover the Netjet loan that does not meet the loan conditions temporarily", and I hope it will help everyone.

What's the matter that the Agricultural Bank of China's Jiejie loan shows that it does not meet the requirements?

If the online loan of ABC shows that it does not meet the requirements, it is mostly because the customer's credit does not meet the requirements of ABC, so the online loan application fails. The basic conditions that need to be met in applying for online loans from ABC mainly include the following:

1. At least 20 years old but not more than 60 years old, with full capacity for civil conduct.

2. He is an e-banking customer of our bank and holds the security authentication tools issued by our bank (supporting second-generation KBao and KLing customers).

3 stable income, with the ability to repay the loan principal and interest on schedule.

4. Personal credit is good, and there is no bad record in the credit report.

5. There is no unexpired NetJet loan amount or outstanding NetJet loan balance.

Extended data:

In addition to meeting the basic conditions, different types of customers should also meet the following conditions:

1. The repayment time of the personal housing loan associated with the mortgage customer has exceeded 24 months (inclusive).

2. Social security/provident fund customers have social security/provident fund deposit information for more than 2 years (inclusive), and the latest update date is within 6 months; And there is no personal business loan balance.

3. The time limit for the bank to pay wages to customers exceeds 1 year (inclusive); No personal business loan balance.

4. Debit card transaction records of debit card customers are more than 2 years (inclusive); There is no personal business loan balance.

Netjet loan refers to a small consumer loan granted by Agricultural Bank of China to individual customers of Agricultural Bank of China who meet certain conditions, which is self-applied, automatically approved and used by themselves. Is a "pure online, full self-help" credit product.

Loan target: individual housing loan customers of China Agricultural Bank, customers who pay housing accumulation fund on time and customers who pay social insurance on time.

Netjet Loan is a small consumer loan issued by Agricultural Bank of China to individual housing loan customers and customers who pay housing provident fund on time in some areas. The maximum loan amount is 300,000 yuan, the loan term is 1 year, and the interest rate rises on the basis of the one-year loan benchmark interest rate 15%. The interest rate of non-mortgage customers rises by 65,438+05% ~ 50% according to factors such as customer qualification.

China Agricultural Bank online fast loan application conditions:

1. Personal loan has been handled at the Agricultural Bank of China.

2. The signed debit card is the loan account agreed in the personal loan contract and is in a normal state.

3. All loans associated with the signed debit card have no overdue loan principal and interest.

4. Other conditions stipulated by the Agricultural Bank.

As long as the application conditions are met, the Agricultural Bank of China can apply for online loans, fill in the information and wait for approval before lending. Generally, the review time is about ten minutes, and you can see the results after applying for review 10 minutes.

What should I do if ABC's online loan qualification is unqualified? There is still a way.

; ? Among all banks, most borrowers trust the four major state-owned banks. Among the state-owned banks, Agricultural Bank of China does not have high requirements for borrowers to apply for loans, and it is also one of the first banks to provide online loan services. What should I do if ABC's online loan qualification is unqualified? There is still a way!

What should I do if ABC's online loan qualification is unqualified?

If ABC's online loan application is rejected, customers can contact ABC's customer service to inquire about the reasons for rejection, so as to solve the existing problems in time and try to apply again after the problems are solved.

For example, recently, due to frequent borrowing, many loans have not been paid off, and the personal debt ratio is high. It is recommended that customers suspend their applications and pay off or return some debts until there are no multi-head loans and the personal debt ratio is reduced.

If the repayment is overdue due to poor credit, the customer may not be able to apply for NetJet loan in a short time, so he can only take good care of his credit after paying off the arrears and try to apply again after accumulating records (it is recommended to get credit for three to six months first).

And if it's because I'm not a customer of ABC's e-banking, I can go to the outlet to apply for opening online banking, and naturally I can apply for online lending after becoming a second-generation KBao/KLing customer of ABC.

If it is a mortgage customer and the related personal housing loan has not been repaid for 24 months, then the customer can only wait for 24 months before applying. Also, as a social security/provident fund customer, if the social security/provident fund has not been paid for two years or the latest update date is six months ago, you can only apply after paying it at the specified time.

And as a payroll customer, the payroll cycle is less than 1 year; Or as a debit card customer, if the debit card transaction record is less than 2 years, you will have to wait until the prescribed time limit to apply.

The above is the relevant content sharing of "Agricultural Bank of China's online loan qualification is unqualified", and I hope it will help everyone!

Why does ABC's online loan not meet the requirements? Error code ESSR50 12?

The unsuccessful online loan application may be caused by reasons such as not being within the application time range (7:00-22:00 every day), reaching the upper limit of the loan amount of the day, and temporarily not meeting the conditions for online loan application.

If this is not the case, the system will prompt an error message, and it is suggested that you consult through the personal loan centers of local branches or call to verify the reasons.

It may also be caused by the following reasons:

1. Evaluation failed due to major changes in qualifications.

2. The credit has changed, which does not meet the platform audit rules.

3. During this period, the debt becomes higher.

4. settle the repayment in advance, and the time agreed in the contract has not yet arrived.

5. It is suggested to apply again after a while or ask customer service first to see if it can be solved.

Agricultural Bank of China online fast loan application conditions

Agricultural Bank of China's online lending has strict requirements for users' application conditions, and those who do not meet the conditions cannot apply for loans.

1. Online lending requires applicants to be between 18 and 55 years old, which is a hard condition. Those who do not meet the requirements can only apply when their age meets the requirements.

2. Require that the personal credit report has no bad records and the credit card has no overdue records. If this does not meet the requirements, you can only apply for a loan after the user has fulfilled the repayment obligation for five years.

3. If the personal income can't meet the repayment ability requirements stipulated by the bank, you can find ways to improve the personal bank flow.

Netjet loan refers to a small consumer loan issued by Agricultural Bank of China to individual customers of Agricultural Bank of China who meet certain conditions by way of credit. Customers apply for it by themselves, automatically approve it, and use the letter by themselves. Is a "pure online, full self-help" credit product.

Loan target: individual housing loan customers of China Agricultural Bank, customers who pay housing accumulation fund on time and customers who pay social insurance on time.