According to the law, this debt relationship caused by the death of the debtor is generally handled like this:
People's own property, according to the normal liquidation process, collect enough money to pay off debts, and then advance according to the normal process;
Secondly, if there is a will, the beneficiary of the will (which can be a single person or many people) has to pay the corresponding debts (in most cases, this is enough; If the beneficiary specified in the debtor's will can give up the inheritance and be exempted from the debt-bearing relationship (most people will do so).
Two. When will the interest-free loans for poverty alleviation in rural areas stop?
Generally, it is issued at the beginning of the year and must be returned at maturity.
Third, the deadline for accurate poverty alleviation of 50,000 yuan interest-free loans?
Accurate poverty alleviation is 50,000 yuan. The deadline for interest-free loans is 2023. Because in 2020, the country will get rid of poverty and achieve a well-off society. The poverty alleviation policy will be extended to 2023 to prevent the return to poverty. What a good policy.
4. Can 50,000 loans for low-income households be made all over the country?
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Many regions have introduced precise poverty alleviation and interest-free loan policies for poor households. Eligible low-income households can apply for interest-free loans from relevant banks or credit cooperatives according to local policies. The loan amount of poverty alleviation interest-free loans is generally less than 50 thousand yuan, and the loan period is less than 3 years. The funds need to be used for the development of agriculture, forestry, animal husbandry and fishery, as well as the planting, breeding and processing of agricultural and sideline products.
As the poverty alleviation loan policies implemented in different regions are slightly different, applicants can go to local village committees to consult specific loan policies and related cooperative banks.
Low-income families apply for loans:
(1) loan application conditions.
1, natural person aged 18-60 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also allowed).
2. Have a stable occupation, stable income and the ability to repay the loan principal and interest on schedule.
3. The borrower's actual age and loan application period shall not exceed 70 years old.
(2) Information that the borrower should provide.
1, husband and wife ID card, household registration book/temporary residence permit, and foreigner household registration book.
2. Two copies of marriage certificate/divorce certificate or judgment/single certificate.
3 proof of income (in the format stipulated by the bank).
4. Business license of the unit and its copy (with official seal).
5. Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.
6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.