In order to deepen the interest rate marketization reform, the Bank of China will implement the benchmark conversion of floating interest rate loans in stock according to the requirements of the central bank. Some friends have taken out ordinary loans from China Bank, so how do you confirm that the mortgage interest rate of China Bank is converted into co-borrower?

How to confirm that the mortgage interest rate of China Bank is converted into co-borrower?

The principal borrower can handle the mortgage interest rate conversion business through mobile banking, online banking and smart counters of Bank of China, and co-borrower can confirm it through any of the above channels within 7 natural days after the principal borrower submits the interest rate conversion application.

It should be noted that co-borrower confirmed the timeliness of mortgage interest rate conversion. If the confirmation is not completed within 7 days, the application submitted by the main borrower will be invalid and must be resubmitted. Upon confirmation of all co-borrower, the mortgage interest rate conversion will take effect immediately.

In addition, if the main borrower handles the mortgage interest rate conversion through the manual acceptance channel, it needs co-borrower to go with him to successfully handle the business.

The above is the confirmation method of China Bank's mortgage interest rate conversion to co-borrower. I hope it helps you.