1, the first set of housing, the original policy for 144 square meters above the tax rate of 3%, the new policy no longer divides the boundaries of 144 square meters, and uniformly stipulates that the tax rate of housing above 90 square meters is 1.5%. For the second set of improved housing, the original policy stipulated that the tax rate below 90 square meters was 3%, and the new policy was 1%. The original policy stipulated that the tax rate above 90 square meters was 3%, and the new policy was 2%.

2. The down payment for the second suite needs 4 floors, and the interest rate rises 10%. If the loan of the first suite is paid off, the second suite can be counted as the first suite. The first home loan currently implements the benchmark interest rate;

3. Newly purchased commercial housing (including newly-built commercial housing and second-hand housing) can only be transferred after obtaining the certificate of immovable property rights for 3 years. This means that the new house can only be traded after obtaining the real estate registration certificate for three years.

Matters needing attention in buying a house in different places:

1, be sure to spend time on-the-spot investigation of the project. An industry insider of Chengdu Huayu Real Estate told the reporter that the contents of the investigation generally include the price, location and quality of local real estate, the developer's information and brand reputation, contract samples, the floor, area, floor plan and sales of specific rooms. Only by knowing these contents in detail can you buy your own satisfactory property;

2. Foreign buyers must understand the policies of bank loans and provident fund loans when buying a house locally. The local real estate was purchased by loan. Will buying a house in a foreign country affect the loan?

3, whether the provident fund can be used in different places, these are all need to go to the local understanding. At the same time, after choosing a house, we must "look at the contract first, then pay the money", and carefully read and understand the purchase agreement, commercial housing sales contract and supplementary terms to be signed with the developer.

To sum up, on the basis of the existing housing purchase restriction policy, the restrictions on the number of houses purchased by divorced families have been increased. If the husband and wife are required to buy commercial housing within two years after divorce, the number of sets owned by the family in the urban area of this city before divorce shall be calculated.

Legal basis:

Twelfth "People's Republic of China (PRC) city real estate management law"

The transfer of land use rights shall be carried out by the municipal and county people's governments in a planned and step-by-step manner. The land management department of the people's government of the city or county shall, jointly with the urban planning, construction and real estate management departments, draw up a plan for the use, life and other conditions of each plot, and implement it after being reported to the people's government with the right of approval in accordance with the provisions of the State Council.

The exercise of the functions and powers prescribed in the preceding paragraph by the people's governments at the county level and the relevant departments of municipalities directly under the Central Government shall be prescribed by the people's governments of municipalities directly under the Central Government.