first of all, a word of caution: don't think that you can cut off the supply. The cost of cutting off the supply is too high, which is absolutely unwise-even if you don't buy it, it is better than cutting off the supply.

first, the down payment was made to Shui Piao;

second, other expenses such as deed tax, maintenance fund, city matching fee, etc. are wasted

third, the monthly payment that has been paid has been lost in vain

fourth, a bad credit record is left, which will affect personal credit, and loans, credit cards and even work will be implicated in the future

fifth, the house will be auctioned by the bank at a low price

sixth, if it is not enough to repay the bank after the auction.

here's a word for you: the loss of mortgage repayment is great, so you should be cautious when buying a house.

Everyone who defaults has infinite suffering behind him, so he has to do it.