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What materials are needed to withdraw housing provident fund and return commercial loans?
1. What materials are needed to withdraw housing provident fund and commercial loans? The materials needed to extract housing provident fund and housing loan are: an application for extracting housing provident fund; Copy of the original ID card of the applicant; Down payment receipt; Commercial housing sales contract; Copy of the original house ownership certificate; Deed tax payment certificate; Copy of original invoice of real estate transaction, etc.

Second, what are the conditions for withdrawing housing provident fund? The conditions needed to withdraw the housing accumulation fund are: if there is no tenant to pay the rent, it can be withdrawn; If the labor relationship with the unit is terminated or terminated, and the account has been sealed for more than 6 months or the housing provident fund has been suspended for more than 24 months and the account has been sealed, it can be withdrawn; Retired, can be extracted; Enjoy the minimum living guarantee, can be extracted; The purchase, construction, decoration or repayment of the principal and interest of the self-occupied housing mortgage loan can be extracted; Those who have settled abroad can be withdrawn.

Third, how long after the withdrawal of the provident fund, the withdrawal of the provident fund can generally be received within 3 working days. The relevant departments shall review the application form for the withdrawal of individual housing provident fund and remit it to the individual account after passing it; On the fourth working day after withdrawing the provident fund, you can go to the bank counter or ATM machine to check whether the extracted housing provident fund money has arrived. If it hasn't arrived yet, you can call for advice.

Legal basis: Article 25 of the Regulations on the Administration of Housing Provident Fund.

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.