1. You need to apply for Huaxia Ruixing co-branded credit card and get the approval of the bank. Once the application is approved, you should complete the process of activating the card according to the requirements of the bank.

2. You can use Huaxia Ruixing co-branded credit card for spending just like other credit cards. Please make sure to enter the correct card number, expiration date and CVV security code when you swipe your card at the merchant's place for online shopping.