Yes, extraction criteria:
1. Employees or their immediate family members (spouse, children, parents) shall pay off the house purchase price when they purchase self-occupied houses, and meet the following conditions: (1) Within 1 year from the date of filing and registration of the house purchase contract or from the date of obtaining the house ownership certificate,
(2) The purchased house is within 1 year from the date of signing the house purchase contract or 1 year from the date of obtaining the house ownership certificate. (3) Within 1 year from the date of signing the compensation and resettlement contract (agreement) or from the date of obtaining the house ownership certificate 1 year.
(4) Buying a house for re-trading or auction within 1 year from the date of obtaining the house ownership certificate.
(5) Purchase affordable housing within 1 year from the date of signing the house purchase contract.
2, workers or their spouses to repay the principal and interest of housing loans, in the loan period and repayment amount, according to the following circumstances:
(1) If employees or their spouses repay the principal and interest of commercial loans, they can withdraw them once a year within the repayment period. If the first withdrawal is made and meets the conditions for withdrawal of the down payment, the withdrawal amount shall not exceed the down payment amount, and the subsequent withdrawal shall not exceed the repaid loan principal and interest for the same period. If the first withdrawal does not meet the conditions for withdrawal of the down payment, the amount of the first and subsequent withdrawals shall not exceed the repaid loan principal and interest for the same period.
(2) If employees or their spouses repay the principal and interest of provident fund loans (including portfolio loans), they can withdraw them once a year within the repayment period. The sum of the withdrawal amounts of employees, spouses and borrowers shall not exceed the repaid loan principal and interest in the same period.
(3) If the employee or his spouse repays the principal and interest of the provident fund discount loan, it will be withdrawn once a year during the repayment period. The sum of the withdrawal amounts of employees, spouses and borrowers shall not exceed the repaid loan principal and interest in the same period. Before the provident fund discount loan is paid off, it cannot be withdrawn under other circumstances (except withdrawal), and the amount withdrawn by employees in the current period does not exceed the actual repayment amount in the same period.
3, workers or their spouses to build, rebuild, overhaul the property rights of owner-occupied housing, effective within 0 years from the date of approval documents;
4. If renting a house for self-occupation, within the term of the lease contract;
5. Deposited employees are migrant workers;
6, workers or their immediate family members (spouse, children, parents) enjoy the minimum living guarantee for urban residents;
7. Employees or their immediate family members (spouses, children, parents) suffer from malignant tumors, acute myocardial infarction, sequelae of cerebral apoplexy, coronary artery bypass grafting, major organ transplantation or hematopoietic stem cell transplantation, end-stage renal disease and other major diseases, resulting in serious difficulties in family life.
note:
1, the same withdrawal condition can only be handled once a year (the time interval before and after withdrawal is greater than 1 year), except for account withdrawal and early repayment.
2, provident fund loan workers (including participants, spouses) in the provident fund loans (including portfolio loans, discount loans) paid off before, in addition to withdraw, can only handle the repayment of provident fund loans (including portfolio loans, discount loans) principal and interest extraction.
hope this helps
Can I withdraw the provident fund from the mortgaged house?
After the house is mortgaged, you can also withdraw the provident fund. To withdraw the provident fund, you must first have a legal and valid citizenship and have full capacity for civil conduct before you can withdraw the provident fund. Those with stable occupation and economic income can withdraw the provident fund, those with good credit status and the ability to repay the loan principal and interest can withdraw the provident fund. Purchase, overhaul, construction, renovation of owner-occupied housing, you can withdraw the provident fund. Can be issued by the purchase, overhaul, construction or renovation of owner-occupied housing contracts and related documents, you can withdraw the provident fund. If you provide a guarantor or a person recognized by the client, you can withdraw the provident fund. Borrowers (married couples) who have no outstanding housing provident fund loans or other housing provident fund policy-subsidized loans can withdraw the provident fund.
The materials to be prepared include: a copy of the applicant's ID card, a copy of the applicant's household registration book, a copy of the down payment invoice, the original and copy of the commercial housing sales contract, the original and copy of the house ownership certificate, the original loan application form and other materials.
Can I withdraw the provident fund by making mortgage loan in the bank with real estate license?
Country.
The above contents are for your reference. Please refer to the actual business regulations.
Can I withdraw the provident fund by using the real estate license to make a mortgage loan in the bank?
It is impossible to withdraw housing accumulation fund by using real estate license to make mortgage loan in the bank. The withdrawal of common provident fund requires certain conditions. Article 4 of the Measures for the Administration of Housing Provident Fund Withdrawal clearly stipulates that employees must meet one of the following conditions when withdrawing the storage balance in the housing provident fund account:
1. Purchase, build, renovate and overhaul owner-occupied housing;
2. Retired;
3. Completely lose the ability to work, and terminate the labor relationship with the unit;
4. Leave the country and settle down;
5. Repay the principal and interest of the house purchase loan;
6. The rent exceeds the prescribed proportion of family wage income;
7. Terminate the labor relationship with the unit and move out of the city;
8. Employees who are not registered in this Municipality terminate their labor relations with their units, and are not employed in this Municipality and leave this Municipality;
9. Employees who enjoy the urban minimum living guarantee;
10. Some employees lose their ability to work, causing serious difficulties in life; 1
1. The employee suffers from special diseases specified by the Fujian Provincial Department of Labor and Social Security because of himself, his spouse, parents and children (see the "departmental documents" column on the website of the Provident Fund Center for details), which causes serious difficulties in family life.
Can the house mortgage be repaid with provident fund?
Can the house mortgage be repaid with provident fund?
Mortgage to buy a house can't take the provident fund.
Housing mortgage loan repayment can take the form of provident fund, and the relevant requirements are as follows:
1. If you buy a self-occupied house, you can provide a purchase contract, agreement or other proof, and you can get a provident fund;
2. If you buy a self-occupied house, you can provide approval materials or other supporting materials from the competent departments of construction and land, and you can get the provident fund.
Workers in any of the following circumstances may apply for withdrawal of housing provident fund.
(a) the purchase of owner-occupied housing, provide the purchase contract, agreement or other proof;
(two) the purchase of owner-occupied housing, provide the approval materials or other certification materials of the competent department of construction and land.
(three) renovation, overhaul occupied housing, provide the approval materials of the planning department or other supporting materials;
(4) certificates of retirement and resignation;
(five) completely lose the ability to work and terminate the labor relationship with the unit, provide proof of complete loss of labor ability and proof of termination of labor relations;
(six) after the termination of the labor relationship with the unit, if it has not been re-employed for five years, it shall provide proof of unemployment;
(seven) to settle abroad, provide exit certificates;
(eight) the account moved out of the province, to provide proof of migration;
(nine) to repay the principal and interest of the house purchase loan and provide the house purchase loan contract;
(ten) to pay the rent, provide proof of wage income and housing lease contract;
(eleven) migrant workers and units to terminate the labor relationship, provide proof of household registration and proof of termination of labor relations;
(twelve) other circumstances required by the housing provident fund management center.
So much for the introduction of whether the mortgage can be transferred to the provident fund.