Example of working schedule of bank tellers in 2020 Part I

First, strengthen business training and improve the quality of the team.

In the new year, we will strengthen the construction of account managers from the perspective of "giving priority to internal control and strengthening system implementation". In 20xx, we focused on training front-line credit personnel. In the first quarter, the Bank's work plan focused on financial laws and regulations, various systems, business philosophy, standardized operating procedures and requirements of credit business, and trained a group of employees with excellent political skills, high professional quality and adaptability to the pace of reform in a relatively short period of time.

Organize regular study of financial policies and the spirit of higher-level documents, strive to improve political awareness and professional quality, and enhance the consciousness of operating according to law. At the same time, special training will be given to new businesses such as five-level loan classification.

Two, strengthen credit management, standardize business operations, improve the quality of credit assets.

In ensuring the quality of new loans:

1. Strengthen the management of the loan authority of cooperatives and loan officers, and prohibit cooperatives and loan officers from issuing loans beyond their authority.

2. Intensify the investigation and punishment of illegal loans such as cross-regional loans, personal loans and large loans, and find that they are punished together.

3. Seriously carry out pre-loan investigation, accurately predict the borrower's income, and ensure the timely recovery of the loan.

4. Strictly implement the large loan management system.

5. Strictly check the loan approval, and strictly examine whether the loan investment is legal, whether the term is reasonable, whether the interest rate is correct, whether the first responsible person is clear, whether the collateral is true and legal, whether the guarantor has the guarantee strength, and whether the loan file is complete. Through the above measures, the quality of credit assets will be improved year by year.

6. Carry out the unified mode, standardization and standardized management of credit files in an all-round way, implement the filing of counters and special custody, and establish a call registration system to ensure the integrity of files. When personnel are transferred or changed, the loan files should be handed over, and the surrender, recipient and supervisor should sign the handover list to promote the credit file management upgrade of the credit cooperatives under their jurisdiction.

Third, increase the marketing of new financial products.

In recent years, our agency has intensified the innovation of credit products, the variety of loans has been increasing, and the level of credit services has been significantly improved. However, there are still some shortcomings in the determination of loan repayment method and loan term. Therefore, on 20xx 1 14 10/4, the Provincial Association issued the Interim Measures for the Installment Repayment of Rural Credit Cooperatives in Shandong Province. In order to meet the different needs of loan customers, ease the pressure of centralized repayment, further improve the level of credit management and prevent credit risks, the business department of the company will introduce loan repayment by installments in credit management in 20xx to improve the functional requirements of credit services, prevent some customers from occupying credit funds for a long time and increase the consequences of credit risks.

Four, increase the implementation of credit rules and regulations.

First of all, we should implement the "three inspections" system and conduct quality training for bank employees, so that every work plan can be done on the basis of details and in accordance with the correct thinking. Adhere to the prevention of loan risks first. After the loan is issued, every loan must be carefully investigated, reviewed and inspected in accordance with the contents, requirements and procedures of the "three inspections", and the "three inspections" record book should be filled in for strict assessment. The loan submitted to the credit union for approval must have the investigation report of the credit personnel and the minutes of the meeting of the credit union, and must be reviewed for substitution.

Secondly, it is necessary to implement the system of separation of examination and loan, and implement the management system of separation of examination and loan and grading examination and approval for loan issuance. Loans from grass-roots credit cooperatives must be approved by the collective meeting of the loan review group, and large loans should be reported to the credit review Committee for approval. It also stipulates that every loan issued by grass-roots credit cooperatives, regardless of the amount, must be reviewed, registered and signed by the director in charge, and loan officers must be resolutely put an end to "single-handedly" lending.

Third, it is necessary to increase the punishment for violations of discipline and discipline, severely punish those who violate discipline and discipline, and give administrative penalties such as on-the-job collection and laid-off collection to those responsible for non-performing loans due to violations of discipline and discipline. If the circumstances are serious, the responsible person shall bear the liability for loan compensation.

Five, clear credit priorities, and constantly optimize the credit structure.

In 20xx, our department will make clear the investment of credit according to the principle of "classified guidance and differentiated treatment".

1. Increase the proportion of mortgage and pledged loans and reduce risky assets. When issuing loans, urban cooperatives should handle more mortgage and pledge loans and less secured loans, so as to optimize the credit structure, reduce risky assets, vigorously issue real estate mortgage loans and increase the proportion of mortgage loans. It is necessary to rationally adjust the loan guarantee method. For new loans for urban residents and self-employed, it is necessary to apply for store mortgage loans and personal housing mortgage loans within a limited scope. In principle, urban cooperatives do not apply for joint guarantee loans, and resolutely put an end to large loans and top loans.

2 increase support for leading agricultural enterprises, characteristic agricultural products bases and guarantee companies to guarantee loans. Actively support the development of small and medium-sized enterprises, especially industries and projects with clear property rights, high reputation, in line with national industrial policies and promising development prospects.

Six, continue to do a good job of five-level classification, to ensure accurate classification results.

Since 20xx, our institution has carried out the risk classification of credit assets in an all-round way, and basically achieved the effects of scientifically measuring risks, finding out the risk base and strengthening credit management. However, in practical work, there are still some problems to varying degrees:

1. Lack of ideological knowledge and understanding of the importance and arduousness of risk classification;

2. There is a big gap between the mismatch of personnel quality and the accurate use of risk classification methods to identify and prevent credit risks;

3. The basic work of risk classification is not solid, the risk classification system is not perfect, and the classification procedures and identification institutions are not standardized;

4. The risk management ability is not strong, and it is impossible to closely combine the different risk categories and characteristics of credit assets and take targeted and strengthened management measures.

Example of working schedule of bank tellers in 2020 Part II

I. Completion of the work

At any time, you need to put your mind right and try your best to do your own thing at work. The work arranged by the leaders needs to be completed with good quality and quantity, and there is no room for carelessness. For every day's work, we should make arrangements in advance, so that we can really review whether we have grown up in our work and whether we have greatly improved and grown up. As a teller in a bank, I serve customers, so I need to learn more about service attitude, control my own place, hone myself slowly, and do a good job in my post slowly.

Second, improve personal ability.

When working in a bank, you need to straighten out your work efficiency, so you should practice regularly in your own work, so that you won't panic and have slow-moving behavior during the work. Think more when you work every day, make clear the correctness of your work, and avoid unnecessary troubles caused by mistakes in your work. Of course, the service attitude at work also needs to be improved, especially when facing the needs of different customers, we need to have timely response ability, so as to complete the work faster and let customers get good service.

Third, correct your own shortcomings.

Through my own analysis, I have a clear understanding of my shortcomings in my work, so in the next time, I need to correct my mentality and make greater efforts to promote my growth. The bad things in your work should be corrected immediately, especially when facing customers. You need to work with a better attitude and more humble service. In addition, we should check and reflect on ourselves in our work, and strive to have a better understanding of our work, so that we can really grow up and make our daily life simpler and happier. Of course, in our daily work, we also need to reflect at all times, so as to better understand our own problems and better promote and grow our future.

In the coming new year, I also hope I can grow in it. Of course, I will strive to achieve better results, strive to improve myself, improve myself in life, and strive to have better results and better life experiences. I believe that in the new year, I will certainly get better growth for myself and my life.

Example of bank teller's work arrangement in 2020 3

In xxxx, with the yearning and pursuit of financial career, I entered xxxx Sub-branch, where I will release the energy of youth and ignite my career dream. Time flies, it has been a year since I came to xx Branch. In this short year, great changes have taken place in my life, and I have gradually matured in my work, study and thought.

In xx branch, I work as the most common cashier. Some people may say that ordinary tellers are not professional. No, they can do brilliant work on the counter. Excellence begins with the ordinary, and perfection comes from the earnest. I love this job and regard it as the starting point of my career. As an employee of ABC, especially a frontline employee, I deeply feel the heavy responsibility I shoulder. Counter service is a "civilized window" to show the good service of ABC system, so I win the trust of customers with full enthusiasm, sincere service and positive working attitude every day.

Yes, among the employees of ABC, the tellers are directly facing the customers, and the counter is the window to show the image of ABC. Tellers' daily work may be busy and monotonous. But in the face of all kinds of customers, tellers should be skilled in operation and enthusiastic in service, day after day, so that customers can truly appreciate the sincerity of ABC people and feel the warmth of doing business in ABC. This kind of work is extraordinary, and I am proud of my position! To this end, I ask myself to do: first, master excellent business skills and never relax business learning; Second, maintain good professional ethics and abide by national laws and regulations; Third, cultivate harmonious interpersonal relationships and get along well with colleagues; Fourth, know yourself and yourself, win without arrogance, and lose with grace.

Since I joined the work, I have stuck to my post, worked hard, learned business knowledge and asked my experienced colleagues for advice. Only in this way can I really do a good job that can stand the test of time. Little things make me deeply realize that as a frontline employee, he is destined to be ordinary, because he can't block the gun like a frontline soldier, blow up the bunker with full blood, and leave the world a hero's reputation. He can't even sow summer harvest in winter and harvest in summer like a farmer. Some just repeat those boring operations and complicated affairs year after year, such as deposit, withdrawal, entry, collection, distribution, marketing, maintenance and welcoming. In this ordinary post, let me deeply realize that greatness lies in the ordinary, ordinary we can contribute, our enthusiasm, our sincerity and our youth. Ordinary people can also create a beautiful sky. Without foundation, there is no tall building, and without ordinary, there is no greatness! The value of life can only be sublimated and perfected through ordinary dedication.

In the process of serving customers, I always adhere to the principle of "thinking what customers think, meeting their needs and eliminating their worries", and provide customers with all-round, thoughtful, convenient and efficient services, so as to achieve standardized operation, standardized service, polite language and decent manners, leave a good impression on customers and win their trust. When actually handling business, under the premise of ensuring compliance with the rules and regulations of the bank, we should master the marketing methods flexibly, provide certain convenience for customers, and provide personalized and fast services flexibly and moderately.

Perfection comes from seriousness. On the basis of doing a good job in counter service, we will try our best to provide more thoughtful service to customers. Because, there are no picky customers, only imperfect services. In my daily work, I actively and assiduously learn new knowledge and new business, integrate theory with practice, and master various service skills. I start with small things, try my best to handle business quickly, accurately and efficiently, so that customers can wait less, run less and ask less, and provide customers with timely, punctual, timed and anytime services.

Youth is the most precious time in life, because you are full of ambition and vitality, because you dare to do things, because you have too many dreams and hopes, so you are full of vitality! But in my opinion, the preciousness of youth still includes unremitting pursuit and team integration, lofty moral cultivation, strong will, and more importantly, it is necessary to stand up to the ordinary, stand on the ordinary, be indifferent to fame and fortune, and be brave in dedication!

Today, we dedicate our fiery youth to the ordinary post of China Agricultural Bank. It is in this alternation of youth that the Agricultural Bank of China developed step by step. On her clear annual rings, our youth will also be deeply printed. Franklin famously said, "Push your career, don't let it push you". Today, I am here to promote my career, which stems from my pursuit of the value of life and my enthusiasm for financial career. Because I know that as a growing young man, only by organically combining his personal ideal with the development of agricultural finance can he give full play to his work enthusiasm, initiative and creativity and realize his life value in the process of creating a bright future for Agricultural Bank.