Overdue deduction is because the loan interest rate of ABC is calculated according to the different loan types and term interest rates, and penalty interest is calculated for overdue repayment. In addition, ABC will deduct a part of the handling fee every month. If the account balance does not reach a certain amount, it will cost about three yuan a month.

Moreover, there is an annual fee. If you have no money in your account, or very little, and the account is insufficient when he charges you the annual fee, it will remember that you owe 10 yuan. When you deposit money, the system will automatically deduct 10 yuan.

The part of the loan that has not been paid off within the repayment period stipulated in the contract. From the date of overdue, transfer to the overdue loan account, and indicate the words "overdue loan" in the header of the loan account.

In order to urge the loan unit to return the overdue loan as soon as possible, 20% interest will be charged on the overdue part. According to the national loan regulations, if the principal and interest cannot be repaid on schedule, it shall be returned with the retained basic depreciation fund, enterprise fund or retained profit, and shall not be squeezed into the cost, occupy taxes or collect profits.

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