behind Huimin loan is Bank of Communications. Huimin loan is a personal loan product launched by Bank of Communications, which is mainly aimed at the working class in the public. Users can apply for it with personal credit, and they don't need to provide any mortgage or guarantee. Moreover, the money of Huimin loan is mainly used for consumption, and users can't use the loan to invest in wealth management products or buy real estate.
loan conditions for Huimin loan:
1. The loan user must be between 18 and 55 years old and have full capacity for civil conduct.
2. Loan users should have stable jobs and economic income.
3. At the time of application, the loan user must have worked continuously in the current unit for more than six months.
4. Users' personal credit records should be kept good.
5. Other loan conditions stipulated by the bank.