If you plan to buy a house in Haiyang, what is the down payment for a house of 1.2 million yuan? How much is the mortgage?
The current high housing prices make many people who just need it daunting. Now many people have the need to buy a house, but they can't afford to buy a house in full, so people choose personal housing loans to buy a house. Because the loan policies in different regions are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you plan to buy a house in Haiyang, what is the down payment for a house of 1.2 million yuan? How much is the mortgage? Let me show you the relevant information below!
If the first suite is purchased, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is, 120000030%=840000 yuan, and the loan period is 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.
If it is a second suite, it shall not be less than 50% of the appraised house price, that is, if the total house price is1200,000 yuan, the down payment needs1200,000,050% = 600,000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.
Regarding the down payment and mortgage of Haiyang's house purchase, if you plan to buy a house with a price of 6.5438+0.2 million in Haiyang, you should make adequate financial preparations. The down payment is also a big expense, and the monthly mortgage should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Haiyang housing loan I provided for you, and I hope it will help you!
I want to buy a house in Haiyang City, Shandong Province. Can't a second-hand house be loaned?
You can't borrow money to buy a house, and you can't borrow second-hand houses without a license. There are still several suites in your name, such as% 2 suite and 3 suite, which should be increased by 10% in turn.
3. What is the down payment for a house with a price of 1.2 million?
Two hundred thousand